Understand the core benefits of each card type to optimize your personal cash flow and credit health.
Debit cards draw funds directly from your verified TERKUYT digital wallet. They are ideal for everyday groceries, recurring bills, and budget-conscious spending without incurring debt.
Credit cards provide a pre-approved revolving facility (up to $100,000) that allows you to make major purchases, earn premium cashback rewards, and actively build a stellar credit score.
Total control over every transaction, merchant subscription, and digital token directly from your portal.
Lock or unlock any virtual card instantly from your mobile dashboard if you suspect unauthorized activity.
Biometric SMS and in-app 2FA approvals protect online purchases against fraudulent merchant charges.
Set per-transaction, daily, or monthly limits for each card to prevent subscription overcharges.
Push your card details directly into Apple Wallet or Google Pay for secure contactless in-store tap transactions.