@import url('css/virtual-card-modal.css');

/*-----------------------------------------------------------------------------------
    
    Template Name: Financo
    Template URI: https://devitems.com/html/financo-preview/
    Description: This is html5 template
    Author: HasTech
    Author URI: https://devitems.com/
    Version: 1.0
    
-----------------------------------------------------------------------------------
    
    CSS INDEX
    ===================
	
    1.  About Area
    2.  Information Area
    3.  Services Area
    4.  Advertise Area
    5.  Feature Area
    6.  Project Area
    7.  Asked Area
    8.  Fun Factor Area
    9.  Team Area
    10.  Testimonial Area
    11.  Blog Area
    12.  Client Area
    13.  Homepage Two
    14.  Homepage Three
    15.  Homepage Four
    16.  Project Page
    17.  Project Details Page
    18.  About Page
    19.  Services Page
    20.  Blog Page
    21.  Blog Details Page
    22.  Contact Page

-----------------------------------------------------------------------------------*/


/*----------------------------------------*/


/*  1.  About Area
/*----------------------------------------*/

.about-area,
.about-two-area {
    padding: 120px 0 325px;
    position: relative
}

.question-ask-area {
    bottom: 50px;
    position: fixed;
    right: 50px;
    z-index: 2;
}

.question-ask-area .toggle {
    display: block;
    z-index: 2;
    background-color: transparent;
    border: none;
    padding: 0;
    cursor: pointer
}

.question-popoup {
    background: #ffffff none repeat scroll 0 0;
    bottom: 100%;
    box-shadow: 0 0 5px rgba(3, 3, 3, 0.4);
    height: 168px;
    margin-bottom: 30px;
    padding: 25px 28px 0 32px;
    position: absolute;
    right: 0;
    width: 354px;
    z-index: 2;
    -webkit-transition: all 0.3s ease 0s;
    transition: all 0.3s ease 0s;
    opacity: 0;
    visibility: hidden;
    z-index: -9;
}

.question-popoup::before {
    background-color: #fff;
    box-shadow: 3px 3px 3px rgba(3, 3, 3, 0.2);
    content: "";
    height: 20px;
    margin-top: -10px;
    position: absolute;
    right: 25px;
    top: 100%;
    -webkit-transform: rotate(45deg);
    -ms-transform: rotate(45deg);
    -o-transform: rotate(45deg);
    transform: rotate(45deg);
    width: 20px;
}

.question-popoup.active {
    margin-bottom: 15px;
    opacity: 1;
    visibility: visible;
    z-index: 999999;
}

.question-popoup h6 {
    color: #006b63;
    font-size: 16px;
    margin-bottom: 8px;
}

.question-popoup>p {
    color: #303030;
    font-size: 12px;
    line-height: 20px;
    margin-bottom: 12px;
}

.q-text>span {
    display: block;
    font-family: "montserratlight";
    font-size: 12px;
    padding-top: 3px;
}

.q-image img {
    border: 3px solid #efefef;
    border-radius: 50%;
}

.q-image {
    display: inline-block;
    margin-right: 8px;
}

.q-text {
    display: inline-block;
    position: relative;
    top: 4px;
}

.q-btn {
    display: inline-block;
    float: right;
    padding-top: 9px;
}

.q-btn.default-button {}

.q-btn .default-button {
    border-color: #bbbbbb;
    color: #303030;
    font-size: 12px;
    padding: 5px 17px;
}

.q-btn .default-button:hover {
    border-color: #002e5b;
    color: #ffffff;
}

.about-text>h3,
.information-text>h3,
.feature-text>h3 {
    font-size: 20px;
    line-height: 14px;
    margin-bottom: 9px;
}

.about-text>h3>span,
.information-text>h3>span,
.feature-text>h3>span {
    color: #006b63;
}

.about-text h2,
.information-text h2,
.feature-text h2 {
    font-size: 28px;
    margin-bottom: 25px;
}

.about-text {
    padding-right: 35px;
}

.about-text>p:nth-child(3),
.information-text>p:nth-child(3) {
    margin-bottom: 19px;
}

.single-content .single-title {
    color: #006b63;
    margin-bottom: 8px;
}

.about-text-right {
    padding-top: 80px;
}

.about-text-right .single-content {
    margin-bottom: 27px;
}


/*----------------------------------------*/


/*  2.  Information Area
/*----------------------------------------*/

.information-area,
.information-two-area,
.information-three-area,
.information-four-area {
    padding: 132px 0;
}

.information-chart,
.information-text {
    float: left;
    width: 50%;
}

.information-text .default-button {
    font-size: 12px;
    margin-top: 19px;
}

.information-chart {
    padding-left: 20px;
    padding-right: 20px;
    padding-top: 48px;
}

.information-text {
    padding-left: 15px;
}

.information-chart img {
    padding: 0 20px;
    width: 100%;
}

.canvasjs-chart-credit {
    display: none;
}


/*----------------------------------------*/


/*  3.  Services Area
/*----------------------------------------*/

.service-text>h4 {
    color: #006b63;
    line-height: 1;
    margin-bottom: 12px;
}

.service-image {
    border: 1px solid #cccccc;
    border-radius: 50%;
    display: inline-block;
    float: left;
    height: 47px;
    position: relative;
    text-align: center;
    width: 47px;
}

.service-image>img {
    bottom: 0;
    left: 0;
    margin: auto;
    position: absolute;
    right: 0;
    text-align: center;
    top: 0;
}

.single-item:hover img {
    -webkit-animation: 500ms ease-in-out 0s normal none 1 running bounceIn;
    animation: 500ms ease-in-out 0s normal none 1 running bounceIn;
}

.service-text {
    overflow: hidden;
    padding-left: 18px;
    padding-right: 12px;
}

.service-area .row:nth-child(2) .col-md-4 {
    padding-left: 15px;
    padding-right: 15px;
}

.service-area .row:nth-child(2) {
    margin-left: -15px;
    margin-right: -15px;
}

.service-area .row .col-lg-4:nth-child(1) .single-item,
.service-area .row .col-lg-4:nth-child(2) .single-item,
.service-area .row .col-lg-4:nth-child(3) .single-item {
    margin-bottom: 47px;
}


/*----------------------------------------*/


/*  4.  Advertise Area
/*----------------------------------------*/

.advertise-area {
    padding: 60px 0;
}

.advertise-text>h2 {
    line-height: 27px;
    margin-bottom: 12px;
}

.advertise-text>p {
    font-family: "montserratlight";
    padding: 0 38px;
}

.advertise-text a {
    margin-top: 16px;
    padding: 7px 23px;
}


/*----------------------------------------*/


/*  5.  Feature Area
/*----------------------------------------*/

.feature-left-column {
    float: left;
    width: 46.5%;
}

.feature-left-column img {
    width: 100%;
}

.feature-right-column {
    float: left;
    width: 53.5%;
}

.feature-text {
    padding-bottom: 20px;
}

.feature-right-column {
    padding: 35px 25px 0;
}

.feature-right-column .service-text {
    padding-right: 0;
}

.custom-row {
    margin-left: -15px;
    margin-right: -15px;
}

.feature-right-column .coustom-col-5:nth-child(1) .single-item,
.feature-right-column .coustom-col-5:nth-child(2) .single-item {
    margin-bottom: 10px;
}

.feature-right-column .coustom-col-5 {
    padding-left: 15px;
    padding-right: 15px;
}


/*----------------------------------------*/


/*  6.  Project Area
/*----------------------------------------*/

.projects-area .custom-row,
.projects-section .custom-row,
.projects-two-area .custom-row {
    margin-left: -4px;
    margin-right: -4px;
}

.projects-area .custom-row .col-lg-4,
.projects-section .custom-row .col-lg-4,
.projects-two-area .custom-row .col-lg-4 {
    padding-left: 4px;
    padding-right: 4px;
}

.projects-area .custom-row .col-lg-4,
.projects-two-area .custom-row .col-lg-4 {
    margin-bottom: 8px !important;
}

.projects-area .custom-row .col-lg-4:nth-child(4),
.projects-area .custom-row .col-lg-4:nth-child(5),
.projects-area .custom-row .col-lg-4:nth-child(6),
.projects-two-area .custom-row .col-lg-4:nth-child(4),
.projects-two-area .custom-row .col-lg-4:nth-child(5),
.projects-two-area .custom-row .col-lg-4:nth-child(6) {
    margin-bottom: 0
}

.project-image>img {
    width: 100%;
}

.project-image,
.service-item-image {
    position: relative
}

.project-image:before,
.service-item-image:before {
    background: rgba(0, 46, 91, 0.8) none repeat scroll 0 0;
    content: "";
    height: 100%;
    left: 0;
    position: absolute;
    top: 0;
    width: 100%;
    opacity: 0;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=0)";
    -webkit-transition: all 0.4s ease 0s;
    transition: all 0.4s ease 0s
}

.grid-item:hover .project-image:before,
.single-item:hover .service-item-image:before {
    opacity: 1;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=100)"
}

.project-style {
    position: relative
}

.project-hover {
    bottom: 0;
    left: 0;
    position: absolute;
    right: 0;
    top: 0;
    width: 100%;
}

.project-icon {
    display: inline-block;
    height: 21px;
    left: 0;
    line-height: 0;
    margin: auto;
    position: absolute;
    right: 0;
    top: 50%;
    width: 21px;
    margin-top: -40.5px;
    opacity: 0;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=0)";
    -webkit-transition: all 0.5s ease 0s;
    transition: all 0.5s ease 0s
}

.grid-item:hover .project-icon {
    margin-top: -10.5px;
    opacity: 1;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=100)"
}

img {
    line-height: 0;
}

.project-text>h4,
.project-text>p {
    color: #ffffff;
}

.project-text {
    bottom: -5px;
    opacity: 0;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=0)";
    padding-left: 27px;
    position: absolute;
    -webkit-transition: all 0.5s ease 0s;
    transition: all 0.5s ease 0s;
    width: 80%;
}

.grid-item:hover .project-text {
    bottom: 15px;
    opacity: 1;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=100)"
}

.project-text>p {
    line-height: 22px;
}

.project-text>h4 {
    margin-bottom: 10px;
}

.project-text>h4:hover a {
    color: #bcbcbc;
}


/*----------------------------------------*/


/*  7.  Asked Area
/*----------------------------------------*/

.sub_title>h3 {
    font-size: 28px;
    line-height: 23px;
    margin-bottom: 19px;
}

.form-box input,
.form-box textarea {
    background: rgba(0, 0, 0, 0) none repeat scroll 0 0;
    border: 1px solid #e1e1e1;
    color: #606060;
    font-size: 13px;
    height: 38px;
    padding: 0 14px;
}

.contact-custom-row {
    margin-left: -21px;
    margin-right: -21px;
}

.contact-custom-row .col-md-6 {
    padding-left: 21px;
    padding-right: 21px;
}

.form-box {
    margin-bottom: 21px;
}

.sub_title {
    margin-bottom: 37px;
}

.form-box>textarea {
    height: 152px;
    padding: 9px 14px;
}

.submit-btn {
    background: #002e5b none repeat scroll 0 0;
    border: 1px solid #002e5b;
    color: #ffffff;
    font-size: 14px;
    margin-top: 28px;
    padding: 7px 18px;
    -webkit-transition: all 0.4s ease 0s;
    transition: all 0.4s ease 0s;
}

.submit-btn:hover {
    background: #ffffff none repeat scroll 0 0;
    color: #002e5b;
}

.default-panel {
    padding-left: 60px;
}

.asked-area .accordion {
    margin: 0;
    padding-bottom: 29px;
    padding-right: 113px;
}

.card {
    background: rgba(0, 0, 0, 0) none repeat scroll 0 0;
    border: 0 none;
    box-shadow: none;
}

.card>.card-header {
    background: inherit;
    border-color: inherit;
    margin: 0;
    padding: 0;
    border-bottom: none;
}

.asked-area .card h4 {
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    margin-bottom: 0;
}

.asked-area .card-title a.collapsed {
    color: #303030;
}

.default-panel .sub_title {
    margin-bottom: 30px;
}

.asked-area .card-title>a {
    background: inherit;
    border-bottom: 0 none;
    color: #006b63;
    display: block;
    padding: 10px 0 10px 37px;
    position: relative;
    text-decoration: none;
    width: 100%;
    -webkit-transition: all 0.5s ease 0s;
    transition: all 0.5s ease 0s
}

.asked-area .card-title a span:before {
    border: 1px solid #ebebeb;
    color: #606060;
    content: "";
    cursor: pointer;
    font-family: "montserratregular";
    font-size: 24px;
    height: 23px;
    left: 0;
    line-height: 21px;
    margin: auto;
    position: absolute;
    text-align: center;
    top: 8px;
    -webkit-transition: all 0.3s ease 0s;
    transition: all 0.3s ease 0s;
    width: 23px;
    z-index: 67;
}

.asked-area .card-title a span:before {
    content: "-";
    color: #fff
}

.card-default>.card-header+.collapse>.card-body {
    border: 0
}

.asked-area .card-title a.collapsed span:before {
    background: transparent;
    content: "+";
    color: #606060
}

.asked-area .card-title a span:before {
    background: #002E5B;
}

.card-body>p {
    color: #303030;
    margin: 0
}

.card-body {
    padding: 5px 25px 5px 37px;
}

.accordion .card+.card {
    margin-top: 21px;
}


/*----------------------------------------*/


/*  8.  Fun Factor Area
/*----------------------------------------*/

.text-icon>h2 {
    color: #ffffff;
    display: inline-block;
    font-family: "montserratregular";
    font-size: 32px;
    font-weight: 400;
    line-height: 28px;
    position: relative;
    top: 8px;
}

.single-fun-factor h4 {
    color: #fcfcfc;
    font-family: "Poppins", sans-serif;
    font-size: 16px;
    padding-top: 12px;
}

.text-icon img {
    display: inline-block;
}

.text-dark .text-icon>h2,
.single-fun-factor.text-dark h4 {
    color: #1f223e;
}

.fun-factor h2 {
    font-size: 28px
}

.fun-factor-area .single-fun-factor {
    position: relative;
    text-align: center;
    z-index: 1;
}

.fun-custom-row {
    margin-left: -15px;
    margin-right: -15px;
}

.fun-custom-column {
    float: left;
    padding-left: 15px;
    padding-right: 15px;
    width: 20%;
}

.text-icon>h2 {
    color: #ffffff;
    display: inline-block;
    font-family: "montserratregular";
    font-weight: 400;
    line-height: 28px;
    position: relative;
    top: 8px;
}

.single-fun-factor h4 {
    color: #fcfcfc;
    font-family: "montserratregular";
    font-size: 15px;
    font-weight: 400;
}

.text-icon img {
    display: inline-block;
}

.text-dark .text-icon>h2,
.single-fun-factor.text-dark h4 {
    color: #1f223e;
}

.fun-factor h2 {
    font-size: 28px
}

.fun-factor-area .single-fun-factor {
    text-align: center;
}


/*----------------------------------------*/


/*  9.  Team Area
/*----------------------------------------*/

.single-team-member {
    overflow: hidden;
    padding-bottom: 73px;
    position: relative;
}

.member-text>h3 {
    color: #ffffff;
    font-family: "montserratlight";
    font-size: 18px;
    font-weight: 300;
    margin-bottom: 4px;
}

.member-text>h3:hover a {
    color: #006B63;
}

.member-text>span {
    color: #b6b6b6;
}

.member-image {
    position: relative;
    text-align: center
}

.link-effect {
    bottom: -70px;
    left: 0;
    margin: auto;
    position: absolute;
    right: 0;
    -webkit-transition: all 0.5s ease 0s;
    transition: all 0.5s ease 0s;
    width: 186px;
    z-index: 1;
}

.single-team-member:hover .link-effect {
    bottom: 0
}

.link-effect li {
    background: rgba(0, 0, 0, 0) none repeat scroll 0 0;
    border: 1px solid #878787;
    bottom: 0;
    float: left;
    height: 31px;
    margin: 0 9px;
    text-align: center;
    -webkit-transition: all 0.3s ease-in 0s;
    transition: all 0.3s ease-in 0s;
    width: 33px;
}

.link-effect ul li:nth-child(1) {
    margin-left: 0;
}

.link-effect ul li:nth-child(4) {
    margin-right: 0;
}

.link-effect li:hover {
    background: #006b63 none repeat scroll 0 0;
    border: 1px solid #006b63;
}

.link-effect li a {
    display: block;
    height: 100%;
    padding: 2px 0;
    -webkit-transition: all 0.2s ease-in 0s;
    transition: all 0.2s ease-in 0s;
}

.link-effect li a img {
    -webkit-transition: all 0.2s ease-in 0s;
    transition: all 0.2s ease-in 0s
}

.member-image img {
    width: 100%;
}

.link-effect ul li .s-img,
.link-effect ul li:hover .p-img {
    display: none;
}

.link-effect ul li:hover .s-img {
    display: block;
}

.member-text {
    background: #002e5b none repeat scroll 0 0;
    bottom: 0;
    padding: 13px 0;
    position: absolute;
    text-align: center;
    -webkit-transition: all 0.4s ease 0s;
    transition: all 0.4s ease 0s;
    width: 100%;
    z-index: 1;
}

.single-team-member:hover .member-text {
    padding-bottom: 180px;
    padding-top: 37px;
}

.member-text>p {
    bottom: -75px;
    color: #b6b6b6;
    position: absolute;
    -webkit-transition: all 0.5s ease 0s;
    transition: all 0.5s ease 0s;
    visibility: hidden;
    z-index: -99;
}

.single-team-member:hover .member-text>p {
    bottom: 80px;
    visibility: visible;
    z-index: 1;
}

.single-team-member:hover .link-effect {
    visibility: visible;
    z-index: 1;
    bottom: 42px;
}


/*----------------------------------------*/


/*  10.  Testimonial Area
/*----------------------------------------*/

.owl-item .testi-img img {
    border: 3px solid #ebebeb;
    border-radius: 50%;
    width: auto;
    margin: auto
}

.testi-img {
    padding-bottom: 23px;
}

.testi-text h5 {
    padding-top: 9px;
}

.testi-text>span {
    display: block;
    font-size: 12px;
    padding-top: 4px;
}

.testi-text>p {
    padding: 0 44px;
}

.owl-controls .owl-page span {
    background: #ff0000 none repeat scroll 0 0;
    height: 20px;
    position: absolute;
    top: 0;
    width: 20px;
}

.owl-dots {
    line-height: 5px;
    margin-top: 25px;
}

.owl-dot {
    background: #006B63 none repeat scroll 0 0;
    display: inline-block;
    height: 3px;
    margin: 0 10px;
    width: 20px;
}

.owl-dot.active {
    background: #FDE428 none repeat scroll 0 0;
}


/*----------------------------------------*/


/*  11.  Blog Area
/*----------------------------------------*/

.blog-image {
    position: relative;
    text-align: center;
}

.blog-image>img {
    max-width: 100%;
}

.blog-image>span {
    background: #002e5b none repeat scroll 0 0;
    border-radius: 2px;
    bottom: -18px;
    color: #cbcbcb;
    display: inline-block;
    font-family: "montserratregular";
    left: 0;
    margin: auto;
    padding: 7px 22px;
    position: relative;
    right: 0;
    top: -18px;
    width: auto;
    z-index: 2;
}

.blog-image a {
    position: relative;
    display: block
}

.blog-image a:after {
    background: rgba(0, 0, 0, 0) none repeat scroll 0 0;
    box-shadow: 0 0 0 20px rgba(255, 255, 255, 0.3) inset;
    content: "";
    height: 100%;
    left: 0;
    opacity: 0;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=0)";
    position: absolute;
    top: 0;
    -webkit-transition: all 0.3s ease 0s;
    transition: all 0.3s ease 0s;
    width: 100%;
}

.single-blog:hover .blog-image a:after {
    opacity: 1;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=100)";
}

.blog-text>h4 {
    color: #006b63;
    margin-bottom: 8px;
}

.blog-text>a {
    color: #006b63;
    font-family: "montserratregular";
}

.blog-text>h4:hover a,
.blog-text>a:hover {
    color: #002e5b
}

.blog-text {
    padding-top: 10px;
}

.blog-text>p {
    margin-bottom: 8px;
}


/*----------------------------------------*/


/*  12.  Client Area
/*----------------------------------------*/

.single-client a {
    display: inline-table;
    height: 110px;
    -webkit-transition: all 0.5s ease 0s;
    transition: all 0.5s ease 0s;
    width: 210px;
}

.single-client:hover a {}

.single-client span {
    display: table-cell;
    -webkit-transition: all 0.5s ease 0s;
    transition: all 0.5s ease 0s;
    vertical-align: middle;
}

.single-client span.s-images {
    display: none;
}

.single-client:hover span.s-images {
    display: table-cell;
}

.single-client:hover span.p-images {
    display: none;
}

.single-client {
    border: 1px solid #dddddd;
    text-align: center;
}

.owl-carousel .single-client img {
    margin: auto;
    width: auto;
}


/*----------------------------------------*/


/*  13.  Homepage Two
/*----------------------------------------*/

.about-two-area .about-text>h3 span,
.about-two-area .single-content .single-title,
.information-two-area .information-text>h3>span,
.service-style-two .service-text>h4,
.features-style-2 .feature-text>h3>span {
    color: #002e5b;
}

.information-two-area a {
    border-color: #006B63;
    color: #006b63;
}

.information-two-area a:hover {
    background: #006B63;
    color: #fff;
}

.advertise-style-2 .default-button {
    color: #006b63;
}

.advertise-style-2 .default-button:hover {
    background: #006b63 none repeat scroll 0 0;
    color: #ffffff;
}

.features-style-2 .service-text>h4 {
    color: #002e5b
}

.projects-two-area .project-image:before {
    background: rgba(0, 107, 99, 0.8) none repeat scroll 0 0;
}

.projects-two-area .project-text>h4:hover a {
    color: #002e5b;
}

.asked-style-2 .panel-title>a {
    color: #002e5b;
}

.asked-style-2 .panel-title a span:before {
    background: #006B63;
}

.asked-style-2 .submit-btn {
    background: #006b63 none repeat scroll 0 0;
    border-color: #006b63;
}

.asked-style-2 .submit-btn:hover {
    background: #ffffff none repeat scroll 0 0;
    color: #006b63;
}

.team-style-2 .member-text {
    background: #006b63 none repeat scroll 0 0;
}

.team-style-2 .member-text>h3:hover a {
    color: #002E5B;
}

.team-style-2 .link-effect li:hover {
    background: #002e5b none repeat scroll 0 0;
    border-color: #002e5b;
}

.team-style-2 .link-effect li {
    border-color: #707070;
}

.testmonial-carousel-two .owl-dot {
    background: #002e5b none repeat scroll 0 0;
}

.testmonial-carousel-two .owl-dot.active {
    background: #fde428 none repeat scroll 0 0;
}

.blog-two-area .blog-image>span {
    background: #006b63 none repeat scroll 0 0;
    color: #b2b2b2;
}

.blog-two-area .blog-text>h4,
.blog-two-area .blog-text>a {
    color: #002e5b;
}

.blog-two-area .blog-text>h4:hover a,
.blog-two-area .blog-text>a:hover {
    color: #006b63
}


/*----------------------------------------*/


/*  14.  Homepage Three
/*----------------------------------------*/

.about-three-area {
    padding: 120px 0 75px;
    position: relative;
}

.about-text-container .row {
    margin-left: -35px;
    margin-right: -35px;
}

.about-text-container .col-md-6 {
    padding-left: 35px;
    padding-right: 35px;
}

.about-text-container .single-content {
    padding-right: 27px;
}

.about-text-container .col-md-6 .single-content:nth-child(1) {
    padding-bottom: 19px;
}

.about-text-container {
    padding-top: 35px;
}

.about-image-container {
    float: right;
    padding-right: 60px;
}

.information-three-area .information-chart,
.information-four-area .information-chart {
    padding-top: 0;
}


/*----------------------------------------*/


/*  15.  Homepage Four
/*----------------------------------------*/

.service-area {
    position: relative
}

.about-four-area {
    padding: 120px 0 110px;
    position: relative;
}

.about-four-area .about-text-container {
    padding-top: 25px;
}

.about-four-area .about-text>p:nth-child(4) {
    margin-bottom: 16px;
}

.about-four-area .about-text>h4 {
    color: #006b63;
    line-height: 27px;
    margin-bottom: 14px;
}


/*----------------------------------------*/


/*  16.  Project Page
/*----------------------------------------*/

.projects-section .project-text {
    width: 75%;
}

.default-button.more {
    background: rgba(0, 0, 0, 0) none repeat scroll 0 0;
    border: 0 none;
    color: #006b63;
    margin-top: 60px;
    padding: 0 5px;
}

.default-button.more i {
    font-size: 16px;
    padding-left: 6px;
}

.default-button.more:hover {
    color: #002e5b;
}

.fix.col-10.text-center {
    line-height: 14px;
}

.projects-section-two .grid-item,
.projects-section-three .grid-item {
    padding-left: 8px;
    padding-right: 8px;
}

.projects-section-two .row,
.projects-section-three .row,
.projects-gallery .row {
    margin-left: -8px;
    margin-right: -8px;
}

.projects-section-two .grid-item .project-text {
    width: 75%;
}

.projects-section-two .grid-item,
.projects-section-three .grid-item {
    margin-bottom: 16px
}

.projects-section-three .grid-item:nth-child(10),
.projects-section-three .grid-item:nth-child(11),
.projects-section-three .grid-item:nth-child(12) {
    margin-bottom: 0
}

.projects-section-three .grid-item .project-text {
    width: 66%;
}

.projects-section-three .container-fluid {
    padding-left: 16px;
    padding-right: 16px;
}

.grid-item.no-gutter {
    margin: 0;
    padding: 0;
}

.projects-section-four .grid-item .project-text {
    width: 85%;
}


/*----------------------------------------*/


/*  17.  Project Details Page
/*----------------------------------------*/

.project-details-left {
    color: #ffffff;
    float: left;
    position: relative;
    width: 67.6%;
    z-index: 9;
}

.project-details-left>img {
    max-width: 100%;
}

.project-details-right {
    background: #f5f7f9 none repeat scroll 0 0;
    box-shadow: -3px 0 7px rgba(3, 3, 3, 0.44);
    float: right;
    margin-left: -241px;
    margin-top: 19px;
    overflow: hidden;
    position: relative;
    width: 35.5%;
    z-index: 9;
}

.projects-gallery .col-md-4 {
    padding-left: 8px;
    padding-right: 8px;
}

.project-right-text {
    color: #303030;
    font-family: "montserratlight";
    font-size: 16px;
    padding: 57px 0 35px;
    text-align: center;
}

.project-right-text>h2 {
    color: #006b63;
    display: inline-block;
    margin-bottom: 36px;
    position: relative;
}

.project-right-text>h2:after {
    background: #006b63 none repeat scroll 0 0;
    border-bottom: 1px solid #ccd9da;
    border-top: 1px solid #ccd9da;
    bottom: -1px;
    content: "";
    height: 3px;
    left: 0;
    position: absolute;
    right: 0;
    width: 100%;
    z-index: -1;
}

.project-right-text>span>span {
    font-family: "montserratregular";
}

.project-right-text>span {
    margin-bottom: 20px;
}

.project-right-text>span a {
    color: #303030;
}

.project-right-text>span a:hover {
    color: #006b63;
}

.project-details-content>h2,
.project-text-details h2 {
    color: #006b63;
    font-size: 28px;
    margin-bottom: 20px;
}

.project-details-content {
    padding: 46px 0 75px;
}

.project-details-content>p:nth-child(2) {
    margin-bottom: 20px;
}

.project-details-image {
    margin-left: -60px;
}

.project-details-area .row:nth-child(3) .col-md-7 {
    padding-left: 0;
}

.project-text-details {
    padding-top: 22px;
}

.project-text-details>p {
    margin-bottom: 28px;
}

.content-text>p {
    margin-bottom: 24px;
    padding-left: 20px;
    position: relative;
}

.content-text>p:before {
    content: "";
    font-family: FontAwesome;
    left: 0;
    position: absolute;
    top: -3px;
}

.projects-gallery .grid-item {
    margin-bottom: 0;
}


/*----------------------------------------*/


/*  18.  About Page
/*----------------------------------------*/

.about-banner-area {
    padding-bottom: 364px;
    padding-top: 410px;
}

.nav-tabs>li>a {
    background: #dbdce0 none repeat scroll 0 0;
    border: 1px solid #c4c6c8;
    border-radius: 0;
    color: #606060;
    font-family: "montserratregular";
    font-size: 16px;
    margin-right: 5px;
    padding: 10px 15px;
}

.nav-tabs>li>a:hover,
.nav-tabs>li>a.active,
.nav-tabs>li>a.active:focus,
.nav-tabs>li>a.active:hover {
    background: #006963 none repeat scroll 0 0;
    border-color: #006963;
    color: #ffffff;
}

.tab-pane>p:nth-child(1) {
    margin-bottom: 13px;
}

.tab-content {
    margin-top: 25px;
}

.about-banner-text {
    padding-right: 105px;
}

.nav-tabs {
    border-bottom: none;
}


/*----------------------------------------*/


/*  19.  Services Page
/*----------------------------------------*/

.service-banner-left {
    display: inline-block;
    float: left;
}

.service-banner-right .information-text {
    padding-left: 40px;
    width: 100%;
}

.service-banner-right {
    overflow: hidden;
    padding-top: 95px;
}

.service-banner-right .information-text>p:nth-child(3) {
    margin-bottom: 28px;
}

.bg-rotate,
.bg-rotate-2,
.bg-rotate-3 {
    overflow: hidden;
    position: relative;
}

.bg-rotate:before,
.bg-rotate-2:before,
.bg-rotate-3:before {
    background: #f5f7f9 none repeat scroll 0 0;
    content: "";
    height: 55%;
    left: 0;
    position: absolute;
    top: -267px;
    -webkit-transform: skewY(-21.5deg);
    transform: skewY(-21.5deg);
    width: 100%;
    z-index: -1;
}

.service-banner-right .information-text {
    padding-left: 30px;
}

.service-main-area-2 .service-banner-right .information-text {
    padding-left: 37px;
}

.service-main-area-2 .service-banner-right {
    padding-top: 75px;
}

.service-item-image:before {
    background: rgba(0, 46, 91, 0.85) none repeat scroll 0 0;
}

.service-item-image img {
    width: 100%;
}

.single-item:hover .service-item-image img {
    -webkit-animation: 0s ease 0s normal none 1 running none;
    animation: 0s ease 0s normal none 1 running none;
}

.service-item-image .default-button {
    background: #ffffff none repeat scroll 0 0;
    border-color: #ffffff;
    bottom: 0;
    display: block;
    height: 35px;
    left: 0;
    margin: auto;
    padding: 7px 15px;
    position: absolute;
    right: 0;
    top: -26%;
    width: 130px;
    opacity: 0;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=0)";
    -webkit-transition: all 0.4s ease 0s;
    transition: all 0.4s ease 0s
}

.service-item-image {
    text-align: center;
}

.single-item:hover .service-item-image .default-button {
    top: 0;
    opacity: 1;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=100)"
}

.service-item-image .default-button:hover {
    background: rgba(255, 255, 255, 0.4) none repeat scroll 0 0;
    color: #002e5b;
}

.service-main-area-2 .service-text {
    padding-left: 0;
    padding-top: 28px;
}

.service-main-area-2 .service-area .col-md-4 {
    padding-left: 15px;
    padding-right: 15px;
}

.service-main-area-2 .service-area .row:nth-child(2) {
    margin-left: -15px;
    margin-right: -15px;
}

.service-main-area-2 .service-area .row .col-md-4:nth-child(1) .single-item,
.service-main-area-2 .service-area .row .col-md-4:nth-child(2) .single-item,
.service-main-area-2 .service-area .row .col-md-4:nth-child(3) .single-item {
    margin-bottom: 39px;
}

.bg-rotate-2:before {
    height: 38%;
}

.bg-rotate-3:before {
    height: 66%;
    -webkit-transform: skewY(-16.5deg);
    transform: skewY(-16.5deg);
}

.service-main-area-2 .information-area .information-chart {
    padding: 0;
    width: 100%;
}

.service-main-area-2 .information-area .information-text {
    padding: 0 25px 0 60px;
    width: 100%;
}

.service-main-area-2 .information-area .information-chart>img {
    padding: 0;
}

.service-main-area-2 .information-area .information-chart {
    padding: 0 40px 0 0;
    width: 100%;
}

.service-main-area-2 .information-area .information-text {
    padding: 0;
    width: 100%;
}

.service-main-area-2 .information-area .information-chart>img {
    padding: 0;
}

.service-main-area-2 .information-area {
    padding: 63px 0 0;
}

.service-main-area-2 .service-banner-left {
    width: 20%;
}

.service-main-area-2 .service-banner-left>img {
    margin-left: -76px;
}

.information-area .column:nth-child(1) {
    float: left;
    width: 48%;
}

.information-area .column:nth-child(2) {
    float: left;
    width: 52%;
}

.service-main-area-2.bg-rotate-3 .service-banner-right {
    overflow: inherit;
    width: 80%;
}

.service-main-area-2.bg-rotate-3 .service-banner-right .information-text {
    padding-left: 0;
    padding-right: 0;
    padding-top: 40px;
    width: 52%;
}

.service-main-area-2.bg-rotate-3 .service-banner-right {
    padding-top: 0;
}

.service-banner-right-image {
    float: right;
    margin-right: -120px;
    width: 35%;
}

.research-image {
    float: right;
}

.research-image>img {
    padding-left: 15px;
    width: 100%;
}

.reasearch-area .information-text {
    padding-left: 0;
    padding-right: 60px;
    width: 100%;
}

.reasearch-area .information-text:nth-child(1) {
    margin-bottom: 32px;
}


/*----------------------------------------*/


/*  20.  Blog Page
/*----------------------------------------*/

.blog-section .single-blog {
    margin-bottom: 51px;
}

.blog-section .col-xl-3:nth-child(13) .single-blog,
.blog-section .col-xl-3:nth-child(14) .single-blog,
.blog-section .col-xl-3:nth-child(15) .single-blog,
.blog-section .col-xl-3:nth-child(16) .single-blog {
    margin-bottom: 0;
}

.sidebar-widget-title>h5 {
    border-bottom: 1px solid #cccccc;
    font-size: 18px;
    padding-bottom: 13px;
}

.sidebar-widget-title {
    margin-bottom: 27px;
}

.single-post-widget .post-img {
    float: left;
    width: 76px;
}

.single-post-widget .post-texts {
    overflow: hidden;
    padding-left: 12px;
}

.post-img>a {
    display: inline-block;
    position: relative;
}

.post-img img {
    width: 100%;
}

.post-texts>h5 {
    font-size: 16px;
    margin-bottom: 6px;
}

.post-info {
    font-family: "montserratlight";
    font-size: 12px;
    margin-bottom: 5px;
}

.post-texts h5:hover a {
    color: #002e5b;
}

.single-post-widget {
    border-bottom: 1px solid #cccccc;
    margin-bottom: 30px;
}

.post-texts>p {
    margin-bottom: 8px;
}

.single-post-widget:last-child {
    margin-bottom: 0;
}

.single-sidebar-widget {
    margin-bottom: 50px;
}

.categories>li {
    border-bottom: 1px solid #cccccc;
    display: block;
    line-height: 15px;
    margin-bottom: 19px;
    padding-bottom: 8px;
}

.categories>li:last-child {
    margin: 0;
}

.sidebar-contact-info {
    background: #002e5b none repeat scroll 0 0;
    padding: 29px 17px 21px;
    text-align: center;
}

.sidebar-contact-info>p {
    color: #dddddd;
    font-size: 12px;
    margin-bottom: 13px;
}

.sidebar-contact-info>h4 {
    color: #ffffff;
    font-size: 16px;
    margin-bottom: 8px;
}

.sidebar-contact-info .default-button {
    background: #033769 none repeat scroll 0 0;
    border-radius: 2px;
    box-shadow: 0 0 18px rgba(3, 3, 3, 0.38);
    color: #989898;
    font-size: 12px;
    padding: 5px 19px;
}

.sidebar-contact-info .default-button:hover {
    background: #ffffff none repeat scroll 0 0;
    color: #002e5b;
}

.post-img>a:before {
    background: rgba(0, 46, 91, 0.75) none repeat scroll 0 0;
    content: "";
    height: 100%;
    left: 0;
    opacity: 0;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=0)";
    position: absolute;
    top: 0;
    -webkit-transition: all 0.4s ease 0s;
    transition: all 0.4s ease 0s;
    width: 100%;
}

.single-post-widget:hover .post-img>a:before {
    opacity: 1;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=100)";
}

.month-select {
    background: rgba(0, 0, 0, 0) url("img/icons/arrow.png?v=2") no-repeat scroll right 0;
    border: 1px solid #ccc;
    height: 43px;
    line-height: 43px;
    width: 100%;
}

.month-select select {
    -moz-appearance: none;
    background: rgba(0, 0, 0, 0) none no-repeat scroll 0 0;
    border: 0 none;
    color: #606060;
    cursor: pointer;
    height: 100%;
    padding: 0 10px;
    -webkit-transition-duration: 0.4s;
    transition-duration: 0.4s;
    -webkit-transition-property: height;
    transition-property: height;
}

.month-select option {
    border: 0 solid #cccccc;
    padding-left: 10px;
}

.twt-text p>a {
    color: #006b63;
    font-family: "montserratregular";
}

.twt-text p>a:hover {
    color: #002e5b;
}

.twt-text {
    border-bottom: 1px solid #cccccc;
    margin-bottom: 21px;
    padding-bottom: 12px;
}

.twt-text>p {
    margin-bottom: 8px;
}

.twt-text:last-child {
    margin-bottom: 0;
}

.single-sidebar-widget .tags>li>a {
    border: 1px solid #cccccc;
    color: #303030;
    display: inline-block;
    line-height: 27px;
    padding: 0 10px;
}

.single-sidebar-widget .tags>li a:hover {
    background: #002e5b none repeat scroll 0 0;
    border-color: #002e5b;
    color: #ffffff;
}

.single-sidebar-widget .tags>li {
    display: inline-block;
    margin-bottom: 12px;
    margin-right: 4px;
}

.single-sidebar-widget .tags {
    border-bottom: 1px solid #cccccc;
    padding-bottom: 14px;
}

.categories a:hover {
    color: #002e5b;
}

.blog-section.sidebar .col-xl-4.col-lg-6:nth-child(10) .single-blog,
.blog-section.sidebar .col-xl-4.col-lg-6:nth-child(11) .single-blog,
.blog-section.sidebar .col-xl-4.col-lg-6:nth-child(12) .single-blog {
    margin-bottom: 0;
}

.blog-image>a {
    display: block;
}

.blog-image>a img {
    width: 100%;
}

.single-sidebar-widget:last-child {
    margin: 0;
}


/*----------------------------------------*/


/*  21.  Blog Details Page
/*----------------------------------------*/

.blog-details-text>h2 {
    font-size: 28px;
    margin-bottom: 18px;
}

.blog-details-text {
    padding-right: 24px;
    padding-top: 13px;
}

.blog-details-text>p {
    margin-bottom: 23px;
}

.blog-details-text>p.marked {
    background: #f6f7f9 none repeat scroll 0 0;
    font-size: 16px;
    font-style: italic;
    line-height: 28px;
    margin: 33px 0 35px;
    padding: 25px 38px 49px 44px;
    position: relative;
}

.blog-details-text>p.marked:after {
    background: #002e5b none repeat scroll 0 0;
    content: "";
    height: 100%;
    left: 0;
    position: absolute;
    top: 0;
    width: 7px;
}

.like-share>span {
    color: #666666;
    display: inline-block;
    font-size: 13px;
}

.like-share>span i {
    padding-right: 7px;
}

.like-share>span:first-child {
    margin-right: 62px;
}

.like-share {
    padding-top: 7px;
}

.comments {
    padding: 49px 0 77px;
}

.comment-text {
    padding-left: 22px;
    padding-right: 65px;
}

.comments .details-title {
    margin-bottom: 46px;
}

.author-image {
    border: 1px solid #ebebeb;
    display: inline-block;
    float: left;
}

.author-info h5 {
    font-size: 14px;
    line-height: 12px;
    margin-bottom: 8px;
}

.author-info span {
    font-family: "montserratlight";
    font-size: 12px;
    margin-bottom: 11px;
}

.comment-text>p {
    color: #565656;
    margin-bottom: 8px;
}

.comment-form input,
.comment-form textarea {
    background: #ffffff none repeat scroll 0 0;
    border: 1px solid #ebebeb;
    color: #606060;
    font-size: 12px;
    height: 34px;
    margin-bottom: 30px;
    padding: 0 15px;
}

.comment-form input::-moz-placeholder,
.comment-form textarea::-moz-placeholder,
.contact-form-left input::-moz-placeholder,
.contact-form-left textarea::-moz-placeholder {
    /* Firefox 19+ */
    color: #606060;
    opacity: 1;
    -ms-filter: "progid:DXImageTransform.Microsoft.Alpha(Opacity=100)";
}

.comment-form textarea,
.single-post-area textarea {
    height: 200px;
    padding: 12px 15px;
    resize: none;
    margin-bottom: 33px
}

.reply {
    color: #303030;
    font-family: "montserratregular";
    font-size: 13px;
}

.single-comment {
    margin-bottom: 40px;
}

.reply-comment {
    padding-left: 53px
}

.reply-comment .comment-text {
    padding-right: 20px;
}

.author-info>h5:hover a {
    color: #002e5b;
}

.new-comment-post {
    padding-right: 60px;
}

.new-comment-post .details-title {
    margin-bottom: 44px;
}

.comment-form .default-button {
    background: #002e5b none repeat scroll 0 0;
    color: #ffffff;
    padding: 9px 22px;
}

.comment-form .default-button:hover {
    background: rgba(0, 0, 0, 0) none repeat scroll 0 0;
    color: #002e5b;
}


/*----------------------------------------*/


/*  22.  Contact Page
/*----------------------------------------*/

.contact-form-area input,
.contact-form-area textarea {
    background: #fbfbfb none repeat scroll 0 0;
    border: 1px solid #dbdbdb;
    color: #606060;
    height: 36px;
    padding: 0 12px;
    margin-bottom: 22px;
}

.contact-form-area textarea {
    height: 132px;
    padding: 10px 12px;
    resize: none;
}

.contact-form-area button.button {
    padding: 0 32px;
}

.contact-information {
    background: #ffffff none repeat scroll 0 0;
    margin: auto;
    overflow: hidden;
    padding: 72px 0 76px 0;
    position: relative;
    z-index: 1;
}

.address-area .contact-information {
    margin-top: 0;
}

.single-contact-info {
    float: left;
    width: 33.333%;
}

.single-contact-info .contents {
    position: relative;
}

.single-contact-info img {
    left: 0;
    position: absolute;
    top: 5px;
}

.contents .info-text {
    font-family: "montserratlight";
    padding-left: 40px;
}

.contents .info-text span:first-child {
    margin-bottom: 2px;
}

.single-contact-info:last-child .contents {
    float: right;
}

.single-contact-info:nth-child(2) .contents {
    margin: 0 20px;
}

.contact-form-left {
    float: left;
    padding-right: 38px;
    width: 72%;
}

.contact-form-right {
    float: left;
    width: 26%;
    padding-top: 62px;
}

.contact-form-left .details-title {
    margin-bottom: 42px;
}

.contact-form-left .default-button.submit-btn {
    border-radius: 0;
    margin-top: 18px;
    padding: 9px 32px;
}

.contact-form-right .sidebar-contact-info {
    background: rgba(0, 46, 91, 0.85) none repeat scroll 0 0;
    padding: 70px 34px 74px;
}

.contact-form-right .sidebar-contact-info>h4 {
    font-size: 18px;
    margin-bottom: 14px;
}

.contact-form-right .sidebar-contact-info .default-button {
    border: 0
}
/* ========================================================
   LOANS DROPDOWN MENU (MATCHING EXACT SCREENSHOT)
======================================================== */
.main-menu ul li.has-loans-menu {
    position: relative;
}
.main-menu ul li.has-loans-menu > a {
    color: #002e5b;
    font-family: "montserratregular", sans-serif;
    font-size: 14px;
    font-weight: 400;
    text-transform: uppercase;
    display: inline-flex !important;
    align-items: center;
    gap: 6px;
    position: relative;
    line-height: inherit;
    transition: color 0.3s ease;
}
.main-menu ul li.has-loans-menu:hover > a,
.main-menu nav > ul > li.has-loans-menu:hover > a {
    color: #006B63 !important;
}
.main-menu ul li.has-loans-menu .loans-caret {
    font-size: 13px;
    transition: transform 0.3s ease, color 0.3s ease;
    display: inline-block;
    color: inherit;
    margin-left: 2px;
}
.main-menu ul li.has-loans-menu:hover .loans-caret {
    transform: rotate(180deg);
    color: #006B63;
}

.main-menu ul li .loans-dropdown {
    position: absolute;
    top: 90%;
    left: -20px;
    width: 420px;
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 18px 45px rgba(0, 32, 64, 0.16), 0 2px 8px rgba(0, 0, 0, 0.05);
    border: 1px solid #edf2f7;
    padding: 22px 20px 18px;
    opacity: 0;
    visibility: hidden;
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    z-index: 999;
    text-align: left;
    list-style: none;
    margin: 0;
}
.main-menu ul li .loans-dropdown::before {
    content: '';
    position: absolute;
    top: -20px;
    left: 0;
    right: 0;
    height: 20px;
}
.main-menu ul li:hover .loans-dropdown {
    top: 100%;
    opacity: 1;
    visibility: visible;
}

.loans-dropdown-header {
    font-size: 11px;
    font-weight: 700;
    color: #6b7280;
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 12px;
    padding-left: 6px;
}

.loan-menu-item {
    display: flex !important;
    align-items: center;
    padding: 10px 12px !important;
    border-radius: 12px;
    text-decoration: none !important;
    background: transparent !important;
    color: inherit !important;
    transition: background-color 0.2s ease, transform 0.15s ease;
    margin-bottom: 4px;
}
.loan-menu-item:hover {
    background-color: #f6f8fb !important;
    transform: translateX(2px);
}

.loan-icon-box {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    margin-right: 14px;
    flex-shrink: 0;
}
.loan-icon-green {
    background-color: #ecfdf5;
    color: #10b981;
}
.loan-icon-teal {
    background-color: #f0fdfa;
    color: #0d9488;
}
.loan-icon-blue {
    background-color: #eff6ff;
    color: #2563eb;
}
.loan-icon-olive {
    background-color: #f0fdf4;
    color: #16a34a;
}

.loan-text-box {
    flex: 1;
}
.loan-title-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    margin-bottom: 2px;
}
.loan-title {
    font-size: 15px;
    font-weight: 700;
    color: #111827 !important;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -0.2px;
}
.loan-rate {
    font-size: 12.5px;
    font-weight: 600;
    color: #1f2937 !important;
    font-family: 'Poppins', sans-serif;
}
.loan-desc {
    font-size: 13px;
    color: #6b7280 !important;
    font-weight: 400;
    font-family: 'Poppins', sans-serif;
    line-height: 1.2;
}

.loan-all-btn {
    display: block !important;
    width: 100%;
    background: #002e5b !important;
    color: #ffffff !important;
    text-align: center;
    border-radius: 28px;
    padding: 12px 20px !important;
    font-size: 14px;
    font-weight: 600;
    font-family: 'Poppins', sans-serif;
    margin-top: 14px;
    text-decoration: none !important;
    transition: background 0.3s ease, box-shadow 0.3s ease;
    box-shadow: 0 4px 14px rgba(0, 46, 91, 0.2);
}
.loan-all-btn:hover {
    background: #006B63 !important;
    color: #ffffff !important;
    box-shadow: 0 6px 18px rgba(0, 107, 99, 0.3);
}
.loan-all-btn i {
    margin-left: 8px;
    transition: transform 0.2s ease;
}
.loan-all-btn:hover i {
    transform: translateX(4px);
}

/* ========================================================
   SERVICES DROPDOWN MENU (MATCHING EXACT SCREENSHOT)
======================================================== */
.main-menu ul li.has-services-menu {
    position: relative;
}
.main-menu ul li.has-services-menu > a {
    color: #002e5b;
    font-family: "montserratregular", sans-serif;
    font-size: 14px;
    font-weight: 400;
    text-transform: uppercase;
    display: inline-flex !important;
    align-items: center;
    gap: 6px;
    position: relative;
    line-height: inherit;
    transition: color 0.3s ease;
}
.main-menu ul li.has-services-menu:hover > a,
.main-menu nav > ul > li.has-services-menu:hover > a {
    color: #006B63 !important;
}
.main-menu ul li.has-services-menu .services-caret {
    font-size: 13px;
    transition: transform 0.3s ease, color 0.3s ease;
    display: inline-block;
    color: inherit;
    margin-left: 2px;
}
.main-menu ul li.has-services-menu:hover .services-caret {
    transform: rotate(180deg);
    color: #006B63;
}

.main-menu ul li .services-dropdown {
    position: absolute;
    top: 90%;
    left: -40px;
    width: 390px;
    background: #ffffff;
    border-radius: 24px;
    box-shadow: 0 20px 45px rgba(0, 32, 64, 0.16), 0 4px 12px rgba(0, 0, 0, 0.05);
    border: 1px solid #edf2f7;
    padding: 22px 20px 18px;
    opacity: 0;
    visibility: hidden;
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    z-index: 999;
    text-align: left;
    list-style: none;
    margin: 0;
}
.main-menu ul li .services-dropdown::before {
    content: '';
    position: absolute;
    top: -20px;
    left: 0;
    right: 0;
    height: 20px;
}
.main-menu ul li:hover .services-dropdown {
    top: 100%;
    opacity: 1;
    visibility: visible;
}
.services-dropdown-header {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: #64748b;
    margin: 0 0 14px 10px;
    font-family: 'Poppins', sans-serif;
}
.service-menu-item {
    display: flex !important;
    align-items: center;
    padding: 10px 12px !important;
    border-radius: 14px;
    text-decoration: none !important;
    background: transparent !important;
    color: inherit !important;
    transition: background-color 0.2s ease, transform 0.15s ease;
    margin-bottom: 4px;
}
.service-menu-item:hover {
    background-color: #f8fafc !important;
    transform: translateX(2px);
}
.service-icon-box {
    width: 42px;
    height: 42px;
    min-width: 42px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 14px;
    flex-shrink: 0;
    transition: transform 0.2s ease;
}
.service-menu-item:hover .service-icon-box {
    transform: scale(1.06);
}
.service-icon-box svg {
    display: block;
}
.service-icon-cards {
    background-color: #e6f7ef;
    color: #10b981;
}
.service-icon-eligibility {
    background-color: #e0f2fe;
    color: #0284c7;
}
.service-icon-calculator {
    background-color: #eff6ff;
    color: #2563eb;
}
.service-icon-refinance {
    background-color: #ecfdf5;
    color: #059669;
}
.service-text-box {
    flex: 1;
}
.service-item-title {
    font-size: 15px;
    font-weight: 700;
    color: #111827 !important;
    font-family: 'Poppins', sans-serif;
    line-height: 1.3;
    transition: color 0.2s ease;
}
.service-menu-item:hover .service-item-title {
    color: #006B63 !important;
}
.service-item-desc {
    font-size: 13px;
    color: #64748b !important;
    font-weight: 400;
    font-family: 'Poppins', sans-serif;
    margin-top: 2px;
    line-height: 1.25;
}
.services-dropdown-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 14px;
    padding: 14px 10px 4px 10px;
    border-top: 1px solid #f1f5f9;
}
.services-all-link {
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
    font-weight: 700;
    color: #111827 !important;
    text-decoration: none !important;
    transition: color 0.2s ease;
}
.services-all-link:hover {
    color: #006B63 !important;
}
.services-apply-btn {
    background-color: #0f4f38 !important;
    color: #ffffff !important;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
    font-weight: 600;
    padding: 9px 22px !important;
    border-radius: 12px;
    text-decoration: none !important;
    transition: background 0.25s ease, transform 0.2s ease, box-shadow 0.25s ease;
    display: inline-block;
    box-shadow: 0 4px 12px rgba(15, 79, 56, 0.25);
}
.services-apply-btn:hover {
    background-color: #006B63 !important;
    transform: translateY(-1px);
    box-shadow: 0 6px 16px rgba(0, 107, 99, 0.35);
}

/* ========================================================
   LENDING TOOLS & SERVICES SECTION ON SERVICES.HTML
======================================================== */
.lending-tools-area {
    padding: 90px 0;
    background: #f8fafc;
}
.tool-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 32px 28px;
    border: 1px solid #edf2f7;
    box-shadow: 0 10px 30px rgba(0, 32, 64, 0.05);
    height: 100%;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    display: flex;
    flex-direction: column;
}
.tool-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 18px 40px rgba(0, 32, 64, 0.1);
}
.tool-card-icon {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 22px;
}
.tool-card-title {
    font-size: 22px;
    font-weight: 700;
    color: #002e5b;
    margin-bottom: 8px;
    font-family: 'Poppins', sans-serif;
}
.tool-card-subtitle {
    font-size: 14px;
    font-weight: 600;
    color: #006B63;
    margin-bottom: 14px;
    display: inline-block;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.tool-card-desc {
    font-size: 14px;
    color: #64748b;
    line-height: 1.6;
    margin-bottom: 24px;
    flex: 1;
}
.tool-feature-list {
    list-style: none;
    padding: 0;
    margin: 0 0 24px 0;
}
.tool-feature-list li {
    font-size: 14px;
    color: #334155;
    margin-bottom: 10px;
    display: flex;
    align-items: center;
    gap: 10px;
}
.tool-feature-list li i {
    color: #006B63;
    font-size: 14px;
}
.tool-btn {
    display: inline-block;
    padding: 12px 24px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 14px;
    text-align: center;
    transition: all 0.3s ease;
}
.tool-btn-primary {
    background: #006B63;
    color: #fff !important;
}
.tool-btn-primary:hover {
    background: #002e5b;
}
.tool-btn-outline {
    border: 2px solid #002e5b;
    color: #002e5b !important;
}
.tool-btn-outline:hover {
    background: #002e5b;
    color: #fff !important;
}

/* Calculator Card Specifics */
.emi-calculator-widget {
    background: #ffffff;
    border-radius: 20px;
    padding: 35px;
    box-shadow: 0 16px 45px rgba(0, 32, 64, 0.08);
    border: 1px solid #edf2f7;
}
.calc-field-group {
    margin-bottom: 22px;
}
.calc-field-group label {
    display: flex;
    justify-content: space-between;
    font-size: 14px;
    font-weight: 600;
    color: #002e5b;
    margin-bottom: 8px;
}
.calc-slider {
    width: 100%;
    accent-color: #006B63;
    height: 6px;
    cursor: pointer;
}
.calc-result-box {
    background: linear-gradient(135deg, #002e5b 0%, #006B63 100%);
    border-radius: 16px;
    padding: 26px;
    color: #ffffff;
    text-align: center;
}
.calc-result-value {
    font-size: 36px;
    font-weight: 700;
    margin: 8px 0;
    font-family: 'Poppins', sans-serif;
}

/* ========================================================
   CARDS & SUBMENU PAGES STYLES (MATCHING SCREENSHOTS)
======================================================== */
.sub-hero-area {
    position: relative;
    padding: 130px 0 90px;
    background: linear-gradient(135deg, rgba(6, 40, 36, 0.94) 0%, rgba(4, 28, 26, 0.96) 100%), url('img/banner/1.jpg') center/cover no-repeat;
    text-align: center;
    color: #ffffff;
}
.sub-hero-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.12);
    backdrop-filter: blur(8px);
    border: 1px solid rgba(255, 255, 255, 0.22);
    border-radius: 9999px;
    padding: 6px 18px;
    font-size: 13px;
    color: #e2e8f0;
    margin-bottom: 24px;
}
.sub-hero-pill a {
    color: #cbd5e1;
    text-decoration: none;
    transition: color 0.2s ease;
}
.sub-hero-pill a:hover {
    color: #ffffff;
}
.sub-hero-pill span.sep {
    color: rgba(255, 255, 255, 0.4);
    font-size: 11px;
}
.sub-hero-title {
    font-size: 46px;
    font-weight: 800;
    color: #ffffff;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -0.5px;
    margin-bottom: 16px;
}
.sub-hero-desc {
    font-size: 17px;
    color: #cbd5e1;
    max-width: 720px;
    margin: 0 auto;
    line-height: 1.6;
}

/* Filter Tabs */
.cards-filter-bar {
    display: flex;
    justify-content: center;
    margin: 40px 0 50px;
}
.cards-filter-pills {
    display: inline-flex;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 9999px;
    padding: 5px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
}
.card-filter-btn {
    border: none;
    background: transparent;
    padding: 9px 24px;
    border-radius: 9999px;
    font-size: 14px;
    font-weight: 600;
    color: #475569;
    cursor: pointer;
    transition: all 0.25s ease;
    font-family: 'Poppins', sans-serif;
}
.card-filter-btn.active {
    background: #006B63;
    color: #ffffff;
    box-shadow: 0 4px 12px rgba(0, 107, 99, 0.25);
}

/* Card Product Columns */
.card-tier-box {
    background: #ffffff;
    border-radius: 24px;
    border: 1px solid #edf2f7;
    box-shadow: 0 10px 30px rgba(0, 32, 64, 0.06);
    padding: 30px 24px 28px;
    height: 100%;
    display: flex;
    flex-direction: column;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.card-tier-box:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 45px rgba(0, 32, 64, 0.12);
}
.card-tier-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 4px;
}
.card-tier-title {
    font-size: 20px;
    font-weight: 800;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
    margin-bottom: 2px;
}
.card-tier-tagline {
    font-size: 13px;
    color: #64748b;
    margin-bottom: 20px;
}
.card-tier-badge {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 4px 12px;
    border-radius: 9999px;
    white-space: nowrap;
}
.badge-debit {
    background: #e6f7ef;
    color: #059669;
}
.badge-credit-teal {
    background: #e0f2fe;
    color: #0284c7;
}
.badge-credit-gold {
    background: #fef3c7;
    color: #d97706;
}

/* Realistic CSS Credit Cards */
.card-visual-wrapper {
    margin: 10px 0 24px;
    perspective: 1000px;
}
.card-visual-item {
    width: 100%;
    aspect-ratio: 1.586 / 1;
    border-radius: 16px;
    padding: 18px 20px;
    box-shadow: 0 14px 28px rgba(0, 0, 0, 0.16), 0 2px 6px rgba(0, 0, 0, 0.06);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    font-family: 'Poppins', monospace, sans-serif;
    transition: transform 0.4s ease;
}
.card-tier-box:hover .card-visual-item {
    transform: scale(1.02);
}

/* Card 1: Emerald Debit */
.card-emerald {
    background: linear-gradient(135deg, #e6faf2 0%, #bbf7d0 100%);
    color: #064e3b;
    border: 1px solid rgba(16, 185, 129, 0.25);
}
.card-emerald::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 140px;
    height: 140px;
    background: radial-gradient(circle, rgba(16, 185, 129, 0.15) 0%, transparent 70%);
    border-radius: 50%;
}
.card-emerald .card-number, .card-emerald .card-holder, .card-emerald .card-exp {
    color: #064e3b;
}

/* Card 2: Silver Platinum */
.card-silver {
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 45%, #cbd5e1 100%);
    color: #1e293b;
    border: 1px solid rgba(203, 213, 225, 0.6);
}
.card-silver::after {
    content: '';
    position: absolute;
    top: -50px;
    right: -50px;
    width: 180px;
    height: 180px;
    border: 1px solid rgba(148, 163, 184, 0.35);
    border-radius: 50%;
}
.card-silver .card-number, .card-silver .card-holder, .card-silver .card-exp {
    color: #1e293b;
}

/* Card 3: Obsidian Gold Enterprise */
.card-obsidian {
    background: linear-gradient(135deg, #1c1917 0%, #09090b 100%);
    color: #fbbf24;
    border: 1px solid rgba(245, 158, 11, 0.3);
}
.card-obsidian::after {
    content: '';
    position: absolute;
    bottom: -60px;
    right: -30px;
    width: 200px;
    height: 200px;
    border: 1px solid rgba(245, 158, 11, 0.2);
    border-radius: 50%;
}
.card-obsidian .card-number, .card-obsidian .card-holder, .card-obsidian .card-exp {
    color: #fef3c7;
}

/* Card elements */
.card-top-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    position: relative;
    z-index: 2;
}
.card-brand-logo {
    font-size: 15px;
    font-weight: 800;
    letter-spacing: -0.3px;
    display: flex;
    align-items: center;
    gap: 6px;
}
.card-brand-logo .brand-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: currentColor;
    display: inline-block;
}
.card-subtext {
    font-size: 8.5px;
    font-weight: 600;
    letter-spacing: 1px;
    opacity: 0.75;
    margin-top: 1px;
}
.card-contactless {
    font-size: 16px;
    opacity: 0.8;
}
.card-chip {
    width: 38px;
    height: 28px;
    border-radius: 6px;
    background: linear-gradient(135deg, #fef08a 0%, #ca8a04 100%);
    border: 1px solid #a16207;
    margin: 6px 0 10px;
    position: relative;
    box-shadow: inset 0 0 3px rgba(0,0,0,0.25);
    z-index: 2;
}
.card-chip-silver {
    background: linear-gradient(135deg, #f1f5f9 0%, #94a3b8 100%);
    border: 1px solid #64748b;
}
.card-number {
    font-size: 14.5px;
    letter-spacing: 2px;
    font-weight: 600;
    margin-bottom: 6px;
    position: relative;
    z-index: 2;
    text-shadow: 0 1px 1px rgba(0,0,0,0.05);
}
.card-bottom-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    position: relative;
    z-index: 2;
}
.card-holder {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.8px;
    text-transform: uppercase;
}
.card-exp {
    font-size: 9px;
    font-weight: 600;
    letter-spacing: 0.5px;
    opacity: 0.85;
}
.card-mastercard {
    display: flex;
    align-items: center;
}
.mc-circle {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    opacity: 0.92;
}
.mc-red {
    background: #eb001b;
    margin-right: -10px;
}
.mc-yellow {
    background: #f79e1b;
}

/* Card Specs Table */
.card-specs-table {
    background: #f8fafc;
    border-radius: 14px;
    padding: 14px 16px;
    margin-bottom: 20px;
}
.spec-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 12.5px;
    padding: 4px 0;
    border-bottom: 1px dashed #e2e8f0;
}
.spec-row:last-child {
    border-bottom: none;
}
.spec-label {
    color: #64748b;
}
.spec-val {
    font-weight: 700;
    color: #0f172a;
}
.spec-val-highlight {
    color: #059669;
}

/* Features List */
.card-features-heading {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    color: #64748b;
    margin-bottom: 12px;
}
.card-feature-items {
    list-style: none;
    padding: 0;
    margin: 0 0 24px 0;
    flex: 1;
}
.card-feature-items li {
    font-size: 13px;
    color: #334155;
    margin-bottom: 10px;
    display: flex;
    align-items: flex-start;
    gap: 8px;
    line-height: 1.45;
}
.card-feature-items li i {
    color: #059669;
    font-size: 14px;
    margin-top: 2px;
    flex-shrink: 0;
}

/* Card Action Button */
.card-action-btn {
    display: block;
    width: 100%;
    background: #006B63;
    color: #ffffff !important;
    text-align: center;
    border-radius: 12px;
    padding: 12px 18px;
    font-size: 14px;
    font-weight: 600;
    font-family: 'Poppins', sans-serif;
    text-decoration: none !important;
    transition: background 0.3s ease, transform 0.2s ease, box-shadow 0.2s ease;
    box-shadow: 0 4px 14px rgba(0, 107, 99, 0.25);
}
.card-action-btn:hover {
    background: #004d47;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(0, 107, 99, 0.35);
}

/* Comparison Section */
.comparison-section {
    padding: 80px 0;
    background: #f8fafc;
}
.comparison-box {
    background: #ffffff;
    border-radius: 20px;
    padding: 36px 30px;
    border: 1px solid #edf2f7;
    box-shadow: 0 10px 30px rgba(0, 32, 64, 0.05);
    height: 100%;
}
.comp-header {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 12px;
}
.comp-icon-circle {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
}
.comp-icon-circle.green {
    background: #e6f7ef;
    color: #059669;
}
.comp-icon-circle.blue {
    background: #e0f2fe;
    color: #0284c7;
}
.comp-title {
    font-size: 20px;
    font-weight: 800;
    color: #0f172a;
    margin: 0;
    font-family: 'Poppins', sans-serif;
}
.comp-sub {
    font-size: 13px;
    color: #64748b;
    margin-bottom: 14px;
    display: block;
}
.comp-body {
    font-size: 14px;
    color: #475569;
    line-height: 1.6;
    margin-bottom: 20px;
}

/* Security Section */
.security-section {
    padding: 85px 0;
    background: #ffffff;
}
.security-card {
    background: #ffffff;
    border-radius: 18px;
    border: 1px solid #edf2f7;
    box-shadow: 0 6px 20px rgba(0, 32, 64, 0.04);
    padding: 28px 22px;
    height: 100%;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.security-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 14px 35px rgba(0, 32, 64, 0.08);
}
.sec-icon-wrapper {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin-bottom: 18px;
}
.sec-title {
    font-size: 17px;
    font-weight: 700;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
    margin-bottom: 10px;
}
.sec-desc {
    font-size: 13.5px;
    color: #64748b;
    line-height: 1.55;
    margin: 0;
}

/* FAQ Section */
.faq-section {
    padding: 80px 0 100px;
    background: #f8fafc;
}
.faq-accordion-item {
    background: #ffffff;
    border-radius: 14px;
    border: 1px solid #edf2f7;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
    margin-bottom: 14px;
    overflow: hidden;
}
.faq-btn {
    width: 100%;
    padding: 20px 24px;
    text-align: left;
    background: none;
    border: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 16px;
    font-weight: 700;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
    cursor: pointer;
}
.faq-btn:hover {
    color: #006B63;
}
.faq-btn i {
    transition: transform 0.3s ease;
    color: #006B63;
}
.faq-content {
    padding: 0 24px 20px;
    font-size: 14px;
    color: #475569;
    line-height: 1.6;
    display: none;
}
.faq-accordion-item.active .faq-content {
    display: block;
}
.faq-accordion-item.active .faq-btn i {
    transform: rotate(180deg);
}

/* ========================================================
   VIRTUAL CARDS SHOWCASE (HOMEPAGE - MATCHING SCREENSHOT)
======================================================== */
.virtual-cards-section {
    padding: 90px 0 100px;
    background: #f8fafc;
    border-top: 1px solid #edf2f7;
    border-bottom: 1px solid #edf2f7;
}
.vc-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 45px;
}
.vc-title {
    font-size: 38px;
    font-weight: 800;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
    margin-bottom: 8px;
    letter-spacing: -0.5px;
}
.vc-subtitle {
    font-size: 16px;
    color: #64748b;
    margin: 0;
}
.vc-pause-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #ffffff;
    border: 1px solid #cbd5e1;
    border-radius: 9999px;
    padding: 7px 18px;
    font-size: 13px;
    font-weight: 600;
    color: #006B63;
    cursor: pointer;
    transition: all 0.2s ease;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.04);
}
.vc-pause-btn:hover {
    background: #f1f5f9;
    border-color: #006B63;
}

/* Left list */
.vc-tier-topbar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
    padding: 0 6px;
}
.vc-tier-label {
    font-size: 11.5px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    color: #64748b;
}
.vc-tier-counter {
    font-size: 12px;
    color: #64748b;
    font-weight: 600;
}

.vc-tier-item {
    background: #ffffff;
    border: 1.5px solid #edf2f7;
    border-radius: 16px;
    padding: 14px 18px;
    margin-bottom: 12px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    transition: all 0.25s ease;
    box-shadow: 0 2px 8px rgba(0, 32, 64, 0.02);
    position: relative;
    overflow: hidden;
}
.vc-tier-item:hover {
    border-color: #cbd5e1;
    transform: translateX(4px);
}
.vc-tier-item.active {
    border-color: #006B63;
    box-shadow: 0 4px 18px rgba(0, 107, 99, 0.12);
}
.vc-tier-item.active::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0;
    bottom: 0;
    width: 4px;
    background: #006B63;
}
.vc-tier-left {
    display: flex;
    align-items: center;
    gap: 14px;
}
.vc-tier-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    border: 1px solid #e2e8f0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #64748b;
    font-size: 16px;
    background: #f8fafc;
    transition: all 0.2s ease;
}
.vc-tier-item.active .vc-tier-icon {
    background: #e6f7ef;
    color: #006B63;
    border-color: #a7f3d0;
}
.vc-tier-title {
    font-size: 15px;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 2px;
    display: flex;
    align-items: center;
    gap: 6px;
}
.vc-tier-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #006B63;
    display: inline-block;
}
.vc-tier-desc {
    font-size: 12.5px;
    color: #64748b;
}
.vc-tier-badge {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.5px;
    padding: 4px 12px;
    border-radius: 9999px;
    background: #f1f5f9;
    color: #64748b;
    text-transform: uppercase;
}
.vc-tier-item.active .vc-tier-badge {
    background: #e6f7ef;
    color: #006B63;
}

/* Right Column Display */
.vc-card-stage {
    position: relative;
    max-width: 480px;
    margin: 0 auto;
}
.vc-card-visual {
    width: 100%;
    aspect-ratio: 1.586 / 1;
    border-radius: 22px;
    padding: 24px 26px;
    box-shadow: 0 20px 45px rgba(0, 46, 36, 0.28), 0 4px 12px rgba(0, 0, 0, 0.08);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    color: #ffffff;
    font-family: 'Poppins', monospace, sans-serif;
    position: relative;
    overflow: hidden;
    transition: all 0.45s cubic-bezier(0.16, 1, 0.3, 1);
}
.vc-card-visual::after {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 220px;
    height: 220px;
    background: radial-gradient(circle, rgba(255, 255, 255, 0.12) 0%, transparent 70%);
    border-radius: 50%;
}
.vc-card-top {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    position: relative;
    z-index: 2;
}
.vc-card-brand-box {
    display: flex;
    align-items: center;
    gap: 12px;
}
.vc-card-avatar {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 15px;
    color: #ffffff;
}
.vc-card-brand-name {
    font-size: 16px;
    font-weight: 800;
    letter-spacing: -0.3px;
    color: #ffffff;
    line-height: 1.2;
}
.vc-card-tier-sub {
    font-size: 9px;
    font-weight: 600;
    letter-spacing: 1.2px;
    opacity: 0.85;
    text-transform: uppercase;
}
.vc-card-pill-tag {
    font-size: 10px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    padding: 3px 10px;
    border-radius: 9999px;
    border: 1px solid rgba(255, 255, 255, 0.4);
    background: rgba(255, 255, 255, 0.12);
}
.vc-card-mid {
    display: flex;
    align-items: center;
    gap: 12px;
    position: relative;
    z-index: 2;
    margin: 8px 0;
}
.vc-card-chip {
    width: 42px;
    height: 32px;
    border-radius: 6px;
    background: linear-gradient(135deg, #f1f5f9 0%, #cbd5e1 100%);
    border: 1px solid #94a3b8;
    position: relative;
    box-shadow: inset 0 0 4px rgba(0,0,0,0.2);
}
.vc-card-chip-gold {
    background: linear-gradient(135deg, #fef08a 0%, #ca8a04 100%);
    border: 1px solid #a16207;
}
.vc-card-contactless {
    font-size: 16px;
    opacity: 0.85;
}
.vc-card-number {
    font-size: 18px;
    letter-spacing: 3px;
    font-weight: 600;
    position: relative;
    z-index: 2;
    text-shadow: 0 1px 2px rgba(0,0,0,0.1);
}
.vc-card-bot {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    position: relative;
    z-index: 2;
}
.vc-card-meta-lbl {
    font-size: 8.5px;
    font-weight: 600;
    letter-spacing: 0.8px;
    opacity: 0.75;
    text-transform: uppercase;
}
.vc-card-meta-val {
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.5px;
}
.vc-card-mc {
    display: flex;
    align-items: center;
}
.vc-mc-circle {
    width: 26px;
    height: 26px;
    border-radius: 50%;
}
.vc-mc-red {
    background: #eb001b;
    margin-right: -12px;
}
.vc-mc-yellow {
    background: #f79e1b;
}

/* Info box below card */
.vc-info-box {
    background: #ffffff;
    border: 1px solid #edf2f7;
    border-radius: 20px;
    padding: 24px 26px;
    margin-top: 20px;
    box-shadow: 0 10px 30px rgba(0, 32, 64, 0.05);
}
.vc-info-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 18px;
}
.vc-info-label {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: #64748b;
    margin-bottom: 4px;
}
.vc-info-limit {
    font-size: 24px;
    font-weight: 800;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
}
.vc-info-rewards {
    font-size: 18px;
    font-weight: 800;
    color: #006B63;
    font-family: 'Poppins', sans-serif;
}
.vc-apply-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #006B63;
    color: #ffffff !important;
    border-radius: 9999px;
    padding: 10px 24px;
    font-size: 14px;
    font-weight: 700;
    text-decoration: none !important;
    transition: all 0.25s ease;
    box-shadow: 0 4px 12px rgba(0, 107, 99, 0.25);
    margin-bottom: 20px;
}
.vc-apply-btn:hover {
    background: #004d47;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(0, 107, 99, 0.35);
}
.vc-checklist {
    list-style: none;
    padding: 0;
    margin: 0;
}
.vc-checklist li {
    font-size: 13.5px;
    color: #334155;
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.vc-checklist li i {
    color: #006B63;
    font-size: 14px;
}

/* ========================================================
   HEADER ACTION OPTIONS (LANG, SIGN IN, APPLY NOW)
======================================================== */
.mainmenu-area {
    background: #ffffff !important;
    border-bottom: 1px solid #edf2f7;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
}
.header-sticky.sticky {
    background: rgba(255, 255, 255, 0.98) !important;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08) !important;
}
.mainmenu-nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
}
.mainmenu-area .main-menu {
    text-align: left;
}
.mainmenu-area .main-menu ul {
    margin: 0;
    padding: 0;
    display: flex;
    align-items: center;
    list-style: none;
}
.mainmenu-area .main-menu ul li {
    margin: 0 8px;
    padding: 18px 0;
}
.mainmenu-area .main-menu ul li:last-child {
    margin-right: 4px;
}
@media (min-width: 1200px) {
    .mainmenu-area .main-menu ul li {
        margin: 0 11px;
    }
    .mainmenu-area .main-menu ul li:last-child {
        margin-right: 6px;
    }
}
@media (min-width: 1400px) {
    .mainmenu-area .main-menu ul li {
        margin: 0 14px;
    }
    .mainmenu-area .main-menu ul li:last-child {
        margin-right: 8px;
    }
}

.header-action-options {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    flex-shrink: 0;
    margin-left: 14px; /* Écart réduit immédiatement après MENTIONS LÉGALES */
}

/* 1. Language Pill */
.lang-selector-wrapper {
    position: relative;
}
.lang-pill-btn {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 9999px;
    padding: 6px 14px;
    font-size: 13.5px;
    font-weight: 700;
    color: #0f172a;
    cursor: pointer;
    transition: all 0.2s ease;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
    outline: none;
    font-family: 'Poppins', sans-serif;
}
.lang-pill-btn:hover {
    border-color: #cbd5e1;
    background: #f8fafc;
}
.lang-flag-icon {
    display: inline-flex;
    align-items: center;
    width: 20px;
    height: 15px;
    border-radius: 2px;
    overflow: hidden;
    box-shadow: 0 1px 3px rgba(0,0,0,0.15);
}
.lang-flag-icon svg {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.lang-code {
    font-weight: 700;
    letter-spacing: 0.3px;
}
.lang-caret {
    font-size: 12px;
    color: #64748b;
    transition: transform 0.2s ease;
}
.lang-selector-wrapper.open .lang-caret {
    transform: rotate(180deg);
}
.lang-dropdown-menu {
    position: absolute;
    top: calc(100% + 8px);
    right: 0;
    background: #ffffff;
    border: 1px solid #edf2f7;
    border-radius: 14px;
    box-shadow: 0 12px 30px rgba(0, 32, 64, 0.12);
    min-width: 165px;
    padding: 8px 6px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(6px);
    transition: all 0.2s ease;
    z-index: 1000;
}
.lang-selector-wrapper.open .lang-dropdown-menu,
.lang-selector-wrapper:hover .lang-dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
.lang-option {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    font-size: 13px;
    font-weight: 600;
    color: #1e293b;
    border-radius: 8px;
    text-decoration: none;
    transition: all 0.15s ease;
}
.lang-option:hover {
    background: #f1f5f9;
    color: #006B63;
}
.lang-option.active {
    background: #e6f7ef;
    color: #006B63;
    font-weight: 700;
}
.lang-option-flag {
    font-size: 16px;
}

/* 2. Sign In Link */
.header-signin-link {
    font-family: 'Poppins', sans-serif;
    font-size: 14.5px;
    font-weight: 700;
    color: #0f172a !important;
    text-decoration: none !important;
    transition: color 0.2s ease;
    padding: 6px 4px;
    cursor: pointer;
}
.header-signin-link:hover {
    color: #006B63 !important;
}

/* 3. Apply Now Pill Button (Exact Screenshot Match) */
.header-apply-pill-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #10b981 !important;
    color: #ffffff !important;
    font-family: 'Poppins', sans-serif;
    font-size: 14.5px;
    font-weight: 700;
    padding: 10px 24px !important;
    border-radius: 9999px;
    text-decoration: none !important;
    box-shadow: 0 4px 14px rgba(16, 185, 129, 0.35);
    transition: all 0.25s ease;
    white-space: nowrap;
}
.header-apply-pill-btn:hover {
    background: #059669 !important;
    transform: translateY(-1px);
    box-shadow: 0 6px 18px rgba(16, 185, 129, 0.45);
    color: #ffffff !important;
}
.header-apply-pill-btn i {
    font-size: 13px;
    transition: transform 0.2s ease;
}
.header-apply-pill-btn:hover i {
    transform: translateX(3px);
}

/* Modal Sign In */
.signin-modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(15, 23, 42, 0.65);
    backdrop-filter: blur(6px);
    z-index: 99999;
    display: none;
    align-items: center;
    justify-content: center;
    opacity: 0;
    transition: opacity 0.3s ease;
}
.signin-modal-overlay.show {
    display: flex;
    opacity: 1;
}
.signin-modal-card {
    background: #ffffff;
    border-radius: 24px;
    width: 100%;
    max-width: 440px;
    padding: 36px 32px;
    box-shadow: 0 25px 50px rgba(0, 32, 64, 0.25);
    position: relative;
    transform: scale(0.95);
    transition: transform 0.3s ease;
    text-align: left;
}
.signin-modal-overlay.show .signin-modal-card {
    transform: scale(1);
}
.signin-modal-close {
    position: absolute;
    top: 18px;
    right: 20px;
    background: #f1f5f9;
    border: none;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    color: #64748b;
    font-size: 18px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background 0.2s ease;
    line-height: 1;
}
.signin-modal-close:hover {
    background: #e2e8f0;
    color: #0f172a;
}

/* ========================================================
   ELIGIBILITY CHECK PAGE STYLES (MATCHING SCREENSHOTS)
======================================================== */
.assessment-card {
    background: #ffffff;
    border-radius: 24px;
    border: 1px solid #e2e8f0;
    box-shadow: 0 12px 35px rgba(0, 0, 0, 0.05);
    padding: 38px 40px;
    margin-top: -55px;
    position: relative;
    z-index: 10;
}
.assessment-header-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 28px;
    flex-wrap: wrap;
    gap: 16px;
}
.assessment-tag {
    font-size: 13px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: #007a55;
    display: block;
    margin-bottom: 6px;
    font-family: 'Poppins', sans-serif;
}
.assessment-title {
    font-size: 30px;
    font-weight: 800;
    color: #072238;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -0.5px;
    margin: 0;
}
.soft-inquiry-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #ebfaf2;
    color: #00875a;
    border: 1px solid #bbf7d0;
    border-radius: 9999px;
    padding: 7px 18px;
    font-size: 13px;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
}
.soft-inquiry-badge .badge-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #00875a;
}

.eligibility-form-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-bottom: 24px;
}
@media (max-width: 991px) {
    .eligibility-form-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 575px) {
    .eligibility-form-grid {
        grid-template-columns: 1fr;
    }
}

.elig-input-group label {
    font-size: 13.5px;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 8px;
    display: block;
    font-family: 'Poppins', sans-serif;
}
.elig-input-group label span.req {
    color: #007a55;
}
.elig-control {
    width: 100%;
    padding: 12px 16px;
    border-radius: 12px;
    border: 1.5px solid #e2e8f0;
    background: #f8fafc;
    font-size: 15px;
    font-weight: 600;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
    outline: none;
    transition: all 0.2s ease;
}
.elig-control:focus {
    border-color: #00875a;
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(0, 135, 90, 0.12);
}

.elig-checkbox-row {
    margin-bottom: 26px;
}
.elig-checkbox-label {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-size: 13.5px;
    color: #475569;
    font-family: 'Poppins', sans-serif;
    cursor: pointer;
    font-weight: 500;
}
.elig-checkbox-label input {
    width: 18px;
    height: 18px;
    accent-color: #00a862;
    cursor: pointer;
}

.elig-actions-row {
    display: flex;
    align-items: center;
    gap: 16px;
}
.btn-calc-score {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background: #00a862;
    color: #ffffff;
    border: none;
    border-radius: 14px;
    padding: 14px 34px;
    font-size: 15px;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
    cursor: pointer;
    transition: all 0.25s ease;
    box-shadow: 0 4px 14px rgba(0, 168, 98, 0.3);
    flex: 1;
}
.btn-calc-score:hover {
    background: #008f53;
    transform: translateY(-1px);
    box-shadow: 0 6px 18px rgba(0, 168, 98, 0.4);
}
.btn-reset-form {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #f1f5f9;
    color: #334155;
    border: 1px solid #e2e8f0;
    border-radius: 14px;
    padding: 14px 24px;
    font-size: 14.5px;
    font-weight: 600;
    font-family: 'Poppins', sans-serif;
    cursor: pointer;
    transition: all 0.2s ease;
}
.btn-reset-form:hover {
    background: #e2e8f0;
    color: #0f172a;
}

/* Requirements Breakdown Cards */
.standards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
@media (max-width: 991px) {
    .standards-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 575px) {
    .standards-grid {
        grid-template-columns: 1fr;
    }
}
.standard-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid #e8eef3;
    padding: 34px 26px;
    box-shadow: 0 6px 20px rgba(0, 32, 64, 0.04);
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.standard-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 14px 35px rgba(0, 32, 64, 0.08);
}
.standard-icon-box {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: #e6f5f3;
    color: #007a55;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    font-weight: 800;
    margin-bottom: 22px;
}
.standard-title {
    font-size: 18px;
    font-weight: 800;
    color: #072238;
    font-family: 'Poppins', sans-serif;
    margin-bottom: 12px;
}
.standard-desc {
    font-size: 14px;
    color: #64748b;
    line-height: 1.65;
    margin: 0;
}

/* Bottom CTA Banner */
.cta-banner-wrapper {
    background: linear-gradient(135deg, rgba(6, 68, 60, 0.94) 0%, rgba(3, 48, 42, 0.96) 100%), url('img/slider/1.jpg') center/cover no-repeat;
    border-radius: 28px;
    padding: 42px 48px;
    color: #ffffff;
    display: flex;
    justify-content: space-between;
    align-items: center;
    box-shadow: 0 16px 45px rgba(0, 32, 64, 0.15);
    margin-top: 60px;
    flex-wrap: wrap;
    gap: 24px;
}
.cta-banner-text h3 {
    font-size: 30px;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 6px;
    font-family: 'Poppins', sans-serif;
}
.cta-banner-text p {
    font-size: 15.5px;
    color: rgba(255, 255, 255, 0.92);
    margin: 0;
}
.cta-banner-btn {
    background: #00d084;
    color: #003628 !important;
    padding: 14px 34px;
    border-radius: 9999px;
    font-size: 15px;
    font-weight: 800;
    font-family: 'Poppins', sans-serif;
    text-decoration: none !important;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    box-shadow: 0 4px 18px rgba(0, 208, 132, 0.35);
    transition: all 0.25s ease;
    white-space: nowrap;
}
.cta-banner-btn:hover {
    background: #00ba76;
    transform: translateY(-2px);
    box-shadow: 0 6px 24px rgba(0, 208, 132, 0.45);
    color: #003628 !important;
}

/* ========================================================
   LOAN & EMI CALCULATOR PAGE STYLES (MATCHING SCREENSHOTS)
======================================================== */
.calc-features-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-top: -50px;
    position: relative;
    z-index: 10;
    margin-bottom: 40px;
}
@media (max-width: 767px) {
    .calc-features-grid {
        grid-template-columns: 1fr;
    }
}
.calc-feature-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid #edf2f7;
    box-shadow: 0 6px 25px rgba(0, 32, 64, 0.04);
    padding: 28px 30px;
    display: flex;
    align-items: center;
    gap: 20px;
}
.calc-feature-icon {
    width: 54px;
    height: 54px;
    border-radius: 14px;
    background: #e6f5f3;
    color: #007a55;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 800;
    flex-shrink: 0;
}
.calc-feature-val {
    font-size: 26px;
    font-weight: 800;
    color: #006B63;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -0.5px;
    line-height: 1.2;
    margin-bottom: 2px;
}
.calc-feature-tag {
    font-size: 11.5px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: #072238;
    display: block;
    margin-bottom: 4px;
}
.calc-feature-desc {
    font-size: 13px;
    color: #64748b;
    margin: 0;
    line-height: 1.5;
}

/* Facility Configuration Card */
.calc-facility-card {
    background: #ffffff;
    border-radius: 28px;
    border: 1px solid #e2e8f0;
    box-shadow: 0 14px 40px rgba(0, 0, 0, 0.05);
    padding: 42px 40px;
    margin-bottom: 60px;
}
.facility-tag {
    font-size: 13px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: #007a55;
    display: block;
    margin-bottom: 6px;
    font-family: 'Poppins', sans-serif;
}
.facility-title {
    font-size: 32px;
    font-weight: 800;
    color: #072238;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -0.5px;
    margin: 0 0 30px;
}

/* Parameter Sliders & Inputs */
.facility-field-row {
    margin-bottom: 28px;
}
.facility-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}
.facility-label-name {
    font-size: 14.5px;
    font-weight: 700;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
}
.facility-label-val {
    font-size: 18px;
    font-weight: 800;
    color: #006B63;
    font-family: 'Poppins', sans-serif;
}
.facility-slider {
    width: 100%;
    height: 7px;
    border-radius: 9999px;
    background: #e2e8f0;
    outline: none;
    -webkit-appearance: none;
    accent-color: #00875a;
    cursor: pointer;
}
.facility-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #00875a;
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(0, 135, 90, 0.4);
    border: 2px solid #ffffff;
}
.facility-scale-labels {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    color: #94a3b8;
    margin-top: 6px;
    font-weight: 500;
}
.facility-select {
    width: 100%;
    padding: 13px 16px;
    border-radius: 12px;
    border: 1.5px solid #e2e8f0;
    background: #f8fafc;
    font-size: 15px;
    font-weight: 600;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
    outline: none;
    transition: all 0.2s ease;
}
.facility-select:focus {
    border-color: #00875a;
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(0, 135, 90, 0.12);
}
.facility-input {
    width: 100%;
    padding: 12px 16px;
    border-radius: 12px;
    border: 1.5px solid #e2e8f0;
    background: #f8fafc;
    font-size: 15px;
    font-weight: 600;
    color: #0f172a;
    font-family: 'Poppins', sans-serif;
    outline: none;
    transition: all 0.2s ease;
}
.facility-input:focus {
    border-color: #00875a;
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(0, 135, 90, 0.12);
}
.facility-subnote {
    font-size: 12.5px;
    color: #64748b;
    margin-top: 6px;
    display: block;
}

/* Dark Installment Card */
.dark-installment-card {
    background: #0f172a;
    border-radius: 26px;
    padding: 36px 32px;
    color: #ffffff;
    box-shadow: 0 16px 40px rgba(0, 0, 0, 0.15);
}
.dark-installment-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(16, 185, 129, 0.18);
    color: #34d399;
    border: 1px solid rgba(52, 211, 153, 0.3);
    border-radius: 9999px;
    padding: 5px 14px;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 1px;
    text-transform: uppercase;
    font-family: 'Poppins', sans-serif;
    margin-bottom: 14px;
}
.dark-installment-val {
    font-size: 44px;
    font-weight: 800;
    color: #ffffff;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -1px;
    line-height: 1.1;
    margin-bottom: 20px;
}
.dark-installment-val span.per-mo {
    font-size: 15px;
    font-weight: 500;
    color: #94a3b8;
    letter-spacing: 0;
}
.dark-progress-labels {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    font-weight: 700;
    margin-bottom: 6px;
}
.dark-progress-bar-bg {
    height: 8px;
    border-radius: 9999px;
    background: #334155;
    display: flex;
    overflow: hidden;
    margin-bottom: 24px;
}
.dark-progress-principal {
    background: #00d084;
    height: 100%;
    transition: width 0.3s ease;
}
.dark-progress-interest {
    background: #f59e0b;
    height: 100%;
    transition: width 0.3s ease;
}
.dark-stat-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 14px;
    padding: 9px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.dark-stat-row span.stat-name {
    color: #94a3b8;
}
.dark-stat-row strong.stat-val {
    color: #ffffff;
    font-weight: 700;
}
.dark-stat-highlight {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 14px;
    padding: 12px 16px;
    margin: 14px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.btn-dark-apply {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    background: #00a862;
    color: #ffffff !important;
    font-weight: 700;
    font-size: 15px;
    padding: 14px 20px;
    border-radius: 14px;
    text-decoration: none !important;
    transition: all 0.2s ease;
    box-shadow: 0 4px 14px rgba(0, 168, 98, 0.3);
    margin-top: 22px;
    width: 100%;
}
.btn-dark-apply:hover {
    background: #008f53;
    transform: translateY(-1px);
    box-shadow: 0 6px 18px rgba(0, 168, 98, 0.4);
    color: #ffffff !important;
}
.btn-dark-pdf {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    background: #1e293b;
    color: #cbd5e1 !important;
    font-weight: 600;
    font-size: 14px;
    padding: 12px 20px;
    border-radius: 14px;
    border: 1px solid #334155;
    text-decoration: none !important;
    transition: all 0.2s ease;
    margin-top: 10px;
    width: 100%;
    cursor: pointer;
}
.btn-dark-pdf:hover {
    background: #334155;
    color: #ffffff !important;
}

/* Compare Tenures Table */
.data-table-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid #edf2f7;
    box-shadow: 0 6px 25px rgba(0, 0, 0, 0.03);
    overflow: hidden;
    margin-bottom: 60px;
}
.table-header-row-light {
    display: grid;
    grid-template-columns: 2fr 1.5fr 1.5fr 1.5fr;
    background: #f1f5f9;
    padding: 16px 28px;
    font-weight: 700;
    font-size: 13.5px;
    color: #0f172a;
    border-radius: 12px;
    margin: 12px 14px 4px;
}
.table-data-row-light {
    display: grid;
    grid-template-columns: 2fr 1.5fr 1.5fr 1.5fr;
    padding: 18px 28px;
    font-size: 14.5px;
    color: #334155;
    border-bottom: 1px solid #f1f5f9;
    align-items: center;
    transition: background 0.15s ease;
}
.table-data-row-light:last-child {
    border-bottom: none;
}
.table-data-row-light.popular-tenure {
    background: #f0fdf4;
    font-weight: 700;
    color: #072238;
}

/* First 12 Months Amortization Table */
.table-header-row-teal {
    display: grid;
    grid-template-columns: 1.5fr 1.5fr 1.5fr 1.5fr 1.5fr;
    background: #006B63;
    padding: 16px 28px;
    font-weight: 700;
    font-size: 13.5px;
    color: #ffffff;
    border-radius: 12px;
    margin: 12px 14px 4px;
}
.table-data-row-teal {
    display: grid;
    grid-template-columns: 1.5fr 1.5fr 1.5fr 1.5fr 1.5fr;
    padding: 16px 28px;
    font-size: 14px;
    color: #334155;
    border-bottom: 1px solid #f1f5f9;
    align-items: center;
}
.table-data-row-teal:last-child {
    border-bottom: none;
}
@media (max-width: 767px) {
    .data-table-card {
        overflow-x: auto;
    }
    .table-header-row-light, .table-data-row-light {
        min-width: 600px;
    }
    .table-header-row-teal, .table-data-row-teal {
        min-width: 650px;
    }
}

/* ========================================================
   REFINANCING SOLUTIONS PAGE STYLES (MATCHING SCREENSHOTS)
======================================================== */
.refinance-types-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
@media (max-width: 991px) {
    .refinance-types-grid {
        grid-template-columns: 1fr;
    }
}
.refinance-type-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid #edf2f7;
    padding: 34px 28px;
    box-shadow: 0 6px 20px rgba(0, 32, 64, 0.04);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.refinance-type-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 14px 35px rgba(0, 32, 64, 0.08);
}
.refinance-pill-tag {
    background: #ebfaf2;
    color: #007a55;
    border: 1px solid #c2eed9;
    border-left: 3px solid #00a862;
    border-radius: 8px;
    padding: 7px 14px;
    font-size: 12.5px;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
    display: inline-block;
    margin-top: 24px;
    width: fit-content;
}

/* What is Loan Refinancing Card */
.what-refinance-card {
    background: #ffffff;
    border-radius: 28px;
    border: 1px solid #edf2f7;
    box-shadow: 0 8px 30px rgba(0, 32, 64, 0.04);
    padding: 44px 40px;
    margin-bottom: 60px;
}
.refinance-benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-top: 36px;
}
@media (max-width: 767px) {
    .refinance-benefits-grid {
        grid-template-columns: 1fr;
    }
}
.refinance-benefit-subcard {
    background: #f8fafc;
    border-radius: 20px;
    border: 1px solid #edf2f7;
    padding: 28px 24px;
}
.refinance-benefit-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 18px;
}
.refinance-benefit-header h4 {
    font-size: 18px;
    font-weight: 800;
    color: #072238;
    margin: 0;
    font-family: 'Poppins', sans-serif;
}
.refinance-arrow-list {
    list-style: none;
    padding: 0;
    margin: 0;
}
.refinance-arrow-list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 13.5px;
    color: #334155;
    margin-bottom: 12px;
    line-height: 1.5;
}
.refinance-arrow-list li:last-child {
    margin-bottom: 0;
}
.refinance-arrow-list li span.arrow {
    color: #00a862;
    font-weight: 800;
    font-size: 15px;
    line-height: 1.2;
}




/* ========================================================
   TESTIMONIALS & REAL CLIENT PROFILES SECTION
   ======================================================== */
.client-testimonials-section {
    padding: 105px 0 95px 0;
    background: #f8fafc;
    position: relative;
    border-top: 1px solid #e2e8f0;
}
.client-testimonials-section .section-header {
    margin-bottom: 50px;
    text-align: center;
}
.client-testimonials-section .badge-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(0, 168, 98, 0.1);
    color: #00a862;
    padding: 6px 18px;
    border-radius: 50px;
    font-size: 12.5px;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 14px;
    border: 1px solid rgba(0, 168, 98, 0.2);
}
.client-testimonials-section .section-title-main {
    font-size: 34px;
    font-weight: 800;
    color: #072238;
    line-height: 1.3;
    margin-bottom: 16px;
    font-family: 'Poppins', sans-serif;
}
.client-testimonials-section .section-desc-main {
    font-size: 15.5px;
    color: #64748b;
    max-width: 820px;
    margin: 0 auto;
    line-height: 1.7;
}

/* Testimonial Card */
.feedback-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    padding: 34px 28px;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 4px 24px rgba(7, 34, 56, 0.05);
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
    position: relative;
    overflow: hidden;
}
.feedback-card:hover {
    transform: translateY(-7px);
    box-shadow: 0 18px 40px rgba(7, 34, 56, 0.12);
    border-color: #00a862;
}
.feedback-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #072238, #00a862);
    opacity: 0;
    transition: opacity 0.3s ease;
}
.feedback-card:hover::before {
    opacity: 1;
}

/* Card Header: Operation tag & Stars */
.feedback-card-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 22px;
    flex-wrap: wrap;
    gap: 10px;
}
.feedback-op-tag {
    font-size: 11.5px;
    font-weight: 700;
    color: #072238;
    background: #f1f5f9;
    padding: 5px 13px;
    border-radius: 8px;
    border-left: 3px solid #00a862;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.feedback-stars {
    color: #f59e0b;
    font-size: 13.5px;
    display: flex;
    align-items: center;
    gap: 3px;
}
.feedback-stars span.score {
    font-size: 12px;
    font-weight: 800;
    color: #334155;
    margin-left: 5px;
}

/* Quote Text */
.feedback-quote {
    font-size: 14.5px;
    color: #334155;
    line-height: 1.75;
    font-style: italic;
    margin-bottom: 26px;
    position: relative;
    padding-left: 18px;
    border-left: 2px solid #e2e8f0;
}

/* Real Client Profile */
.feedback-client-info {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-top: auto;
    padding-top: 20px;
    border-top: 1px solid #f1f5f9;
}
.feedback-avatar-wrapper {
    position: relative;
    flex-shrink: 0;
}
.feedback-avatar-img {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid #ffffff;
    box-shadow: 0 4px 14px rgba(7, 34, 56, 0.14);
}
.feedback-avatar-badge {
    position: absolute;
    bottom: -2px;
    right: -2px;
    width: 20px;
    height: 20px;
    background: #00a862;
    color: #ffffff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 10px;
    border: 2px solid #ffffff;
}
.feedback-meta h5 {
    font-size: 16px;
    font-weight: 800;
    color: #072238;
    margin: 0 0 2px 0;
    font-family: 'Poppins', sans-serif;
}
.feedback-meta p.feedback-role {
    font-size: 13px;
    font-weight: 700;
    color: #00a862;
    margin: 0 0 2px 0;
}
.feedback-meta p.feedback-company {
    font-size: 12.5px;
    color: #475569;
    font-weight: 600;
    margin: 0 0 4px 0;
}
.feedback-meta-sub {
    display: flex;
    align-items: center;
    gap: 5px;
    font-size: 11.5px;
    color: #64748b;
    margin: 0;
}

/* Bottom Trust Bar */
.trust-metrics-strip {
    margin-top: 55px;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 30px 20px;
    box-shadow: 0 4px 18px rgba(7, 34, 56, 0.04);
}
.trust-metric-item {
    text-align: center;
    padding: 10px 15px;
}
.trust-metric-number {
    font-size: 32px;
    font-weight: 800;
    color: #072238;
    line-height: 1.1;
    margin-bottom: 6px;
    font-family: 'Poppins', sans-serif;
}
.trust-metric-number span {
    color: #00a862;
}
.trust-metric-label {
    font-size: 13px;
    color: #64748b;
    font-weight: 600;
    margin: 0;
}


/* Testimonial Card */
.feedback-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 34px 28px;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
    position: relative;
    overflow: hidden;
}
.feedback-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 36px rgba(7, 34, 56, 0.1);
    border-color: #00a862;
}
.feedback-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #072238, #00a862);
    opacity: 0;
    transition: opacity 0.3s ease;
}
.feedback-card:hover::before {
    opacity: 1;
}

/* Card Header: Operation tag & Stars */
.feedback-card-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
    flex-wrap: wrap;
    gap: 10px;
}
.feedback-op-tag {
    font-size: 11.5px;
    font-weight: 700;
    color: #072238;
    background: #edf2f7;
    padding: 4px 12px;
    border-radius: 6px;
    border-left: 3px solid #00a862;
}
.feedback-stars {
    color: #f59e0b;
    font-size: 14px;
    display: flex;
    align-items: center;
    gap: 3px;
}
.feedback-stars span.score {
    font-size: 12px;
    font-weight: 700;
    color: #475569;
    margin-left: 5px;
}

/* Quote Text */
.feedback-quote {
    font-size: 14.5px;
    color: #334155;
    line-height: 1.75;
    font-style: italic;
    margin-bottom: 28px;
    position: relative;
    padding-left: 18px;
    border-left: 2px solid #e2e8f0;
}

/* Client Info */
.feedback-client-info {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-top: auto;
    padding-top: 18px;
    border-top: 1px solid #f1f5f9;
}
.feedback-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: linear-gradient(135deg, #072238, #00a862);
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 15px;
    letter-spacing: 0.5px;
    flex-shrink: 0;
    box-shadow: 0 4px 10px rgba(0, 168, 98, 0.25);
}
.feedback-meta h5 {
    font-size: 15.5px;
    font-weight: 800;
    color: #072238;
    margin: 0 0 3px 0;
    font-family: 'Poppins', sans-serif;
}
.feedback-meta p {
    font-size: 12.5px;
    color: #64748b;
    margin: 0;
    line-height: 1.4;
}
.feedback-verified {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    color: #00a862;
    font-size: 11px;
    font-weight: 700;
    margin-top: 4px;
}

/* Bottom Trust Bar */
.trust-metrics-strip {
    margin-top: 55px;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 30px 20px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
}
.trust-metric-item {
    text-align: center;
    padding: 10px 15px;
}
.trust-metric-number {
    font-size: 30px;
    font-weight: 800;
    color: #072238;
    line-height: 1.1;
    margin-bottom: 6px;
    font-family: 'Poppins', sans-serif;
}
.trust-metric-number span {
    color: #00a862;
}
.trust-metric-label {
    font-size: 13px;
    color: #64748b;
    font-weight: 600;
    margin: 0;
}

/* ========================================================
   LOAN APPLICATION MULTI-STEP SYSTEM
   ======================================================== */
.loan-app-hero {
    background: linear-gradient(135deg, #032b28 0%, #054842 45%, #022623 100%);
    padding: 90px 0 80px 0;
    position: relative;
    color: #ffffff;
    overflow: hidden;
}
.loan-app-hero::before {
    content: "";
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background-image: radial-gradient(rgba(255, 255, 255, 0.08) 1px, transparent 1px);
    background-size: 24px 24px;
    pointer-events: none;
}
.loan-app-breadcrumb {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(8px);
    padding: 6px 18px;
    border-radius: 50px;
    font-size: 13px;
    color: #e2e8f0;
    margin-bottom: 22px;
    border: 1px solid rgba(255, 255, 255, 0.12);
}
.loan-app-breadcrumb a {
    color: #ffffff;
    text-decoration: none;
    transition: opacity 0.2s;
}
.loan-app-breadcrumb a:hover {
    opacity: 0.8;
}
.loan-app-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(16, 185, 129, 0.15);
    color: #34d399;
    padding: 6px 16px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.6px;
    text-transform: uppercase;
    margin-bottom: 20px;
    border: 1px solid rgba(52, 211, 153, 0.3);
}
.loan-app-hero h1 {
    font-size: 46px;
    font-weight: 800;
    color: #ffffff;
    line-height: 1.15;
    margin-bottom: 18px;
    font-family: 'Poppins', sans-serif;
    letter-spacing: -0.5px;
}
.loan-app-hero p.hero-subtitle {
    font-size: 16.5px;
    color: #cbd5e1;
    max-width: 720px;
    line-height: 1.7;
    margin-bottom: 30px;
}
.loan-app-cta-group {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 45px;
    flex-wrap: wrap;
}
.btn-app-create {
    background: #ffffff;
    color: #072238;
    font-weight: 700;
    font-size: 15px;
    padding: 13px 28px;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    transition: all 0.25s ease;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15);
}
.btn-app-create:hover {
    background: #f1f5f9;
    color: #00875a;
    transform: translateY(-2px);
}
.btn-app-signin {
    background: rgba(2, 43, 40, 0.6);
    color: #ffffff;
    font-weight: 700;
    font-size: 15px;
    padding: 13px 28px;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    border: 1px solid rgba(255, 255, 255, 0.25);
    backdrop-filter: blur(8px);
    transition: all 0.25s ease;
}
.btn-app-signin:hover {
    background: rgba(255, 255, 255, 0.15);
    color: #ffffff;
    border-color: #ffffff;
}

/* 4 Glassmorphism Highlight Cards */
.hero-glass-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
}
@media (max-width: 991px) {
    .hero-glass-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 575px) {
    .hero-glass-grid {
        grid-template-columns: 1fr;
    }
}
.hero-glass-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.12);
    backdrop-filter: blur(12px);
    border-radius: 16px;
    padding: 20px 22px;
    transition: transform 0.25s ease, background 0.25s ease;
}
.hero-glass-card:hover {
    background: rgba(255, 255, 255, 0.08);
    transform: translateY(-3px);
}
.glass-card-tag {
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.8px;
    text-transform: uppercase;
    color: #34d399;
    margin-bottom: 6px;
    display: flex;
    align-items: center;
    gap: 6px;
}
.glass-card-title {
    font-size: 17px;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 4px;
    font-family: 'Poppins', sans-serif;
}
.glass-card-sub {
    font-size: 12.5px;
    color: #94a3b8;
    margin: 0;
}

/* Multi-Step Workspace */
.loan-app-workspace {
    padding: 60px 0 100px 0;
    background: #f8fafc;
}

/* Secure Top Banner */
.secure-survey-banner {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 18px 28px;
    margin-bottom: 35px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02);
    flex-wrap: wrap;
    gap: 16px;
}
.secure-banner-left {
    display: flex;
    align-items: center;
    gap: 14px;
}
.secure-lock-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: #f0fdf4;
    color: #00875a;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    border: 1px solid #bbf7d0;
}
.secure-banner-title {
    font-size: 14.5px;
    font-weight: 700;
    color: #072238;
    margin: 0 0 2px 0;
}
.secure-banner-sub {
    font-size: 12px;
    color: #00875a;
    font-weight: 600;
    margin: 0;
    display: flex;
    align-items: center;
    gap: 5px;
}
.secure-banner-sub::before {
    content: "";
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #00875a;
    display: inline-block;
}
.secure-banner-right {
    min-width: 260px;
}
.secure-progress-label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 12px;
    font-weight: 700;
    color: #072238;
    margin-bottom: 7px;
    letter-spacing: 0.5px;
}
.secure-progress-label span.pct {
    color: #64748b;
    font-weight: 600;
}
.secure-progress-track {
    width: 100%;
    height: 8px;
    background: #e2e8f0;
    border-radius: 50px;
    overflow: hidden;
}
.secure-progress-bar {
    height: 100%;
    background: linear-gradient(90deg, #00875a, #10b981);
    border-radius: 50px;
    transition: width 0.35s ease;
}

/* Left Form Box */
.step-form-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 24px;
    padding: 42px 38px;
    box-shadow: 0 6px 30px rgba(0, 0, 0, 0.03);
    min-height: 520px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}
@media (max-width: 575px) {
    .step-form-card {
        padding: 26px 20px;
    }
}
.step-lead-tag {
    font-size: 12px;
    font-weight: 800;
    color: #00875a;
    letter-spacing: 0.8px;
    text-transform: uppercase;
    margin-bottom: 10px;
    display: block;
}
.step-title {
    font-size: 28px;
    font-weight: 800;
    color: #072238;
    line-height: 1.25;
    margin-bottom: 8px;
    font-family: 'Poppins', sans-serif;
}
.step-desc {
    font-size: 14.5px;
    color: #64748b;
    margin-bottom: 28px;
    line-height: 1.6;
}

/* Option Cards (2-column layout) */
.options-2col-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    margin-bottom: 26px;
}
@media (max-width: 767px) {
    .options-2col-grid {
        grid-template-columns: 1fr;
    }
}
.option-select-card {
    background: #ffffff;
    border: 1.5px solid #e2e8f0;
    border-radius: 14px;
    padding: 16px 18px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    transition: all 0.2s ease;
    user-select: none;
}
.option-select-card:hover {
    border-color: #94a3b8;
    background: #f8fafc;
}
.option-select-card.selected {
    border-color: #00875a;
    background: #f0fdf9;
    box-shadow: 0 0 0 1px #00875a;
}
.option-card-content {
    display: flex;
    flex-direction: column;
    gap: 3px;
}
.option-card-title {
    font-size: 15px;
    font-weight: 700;
    color: #072238;
    margin: 0;
}
.option-card-sub {
    font-size: 12px;
    color: #64748b;
    margin: 0;
}
.option-select-card * {
    pointer-events: none;
}
.icon-choice-card * {
    pointer-events: none;
}
.pill-option * {
    pointer-events: none;
}
.option-radio-dot {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    border: 2px solid #cbd5e1;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: #ffffff;
    font-size: 11px;
    transition: all 0.2s;
}
.option-radio-dot i {
    display: none;
}
.option-select-card.selected .option-radio-dot {
    background: #00875a;
    border-color: #00875a;
}
.option-select-card.selected .option-radio-dot i {
    display: block;
}

/* Icon Choice Card (for Step 2) */
.icon-choice-card {
    background: #ffffff;
    border: 1.5px solid #e2e8f0;
    border-radius: 14px;
    padding: 16px 18px;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 14px;
    transition: all 0.2s ease;
    user-select: none;
}
.icon-choice-card:hover {
    border-color: #94a3b8;
    background: #f8fafc;
}
.icon-choice-card.selected {
    border-color: #00875a;
    background: #f0fdf9;
    box-shadow: 0 0 0 1px #00875a;
}
.icon-choice-box {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: #f1f5f9;
    color: #00875a;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    flex-shrink: 0;
    transition: all 0.2s;
}
.icon-choice-card.selected .icon-choice-box {
    background: #00875a;
    color: #ffffff;
}
.icon-choice-title {
    font-size: 14.5px;
    font-weight: 700;
    color: #072238;
    margin: 0;
}

/* Inputs & Form Elements */
.app-input-group {
    margin-bottom: 24px;
}
.app-input-label {
    font-size: 13.5px;
    font-weight: 700;
    color: #072238;
    margin-bottom: 8px;
    display: block;
}
.app-input-wrap {
    position: relative;
    display: flex;
    align-items: center;
}
.app-input-icon {
    position: absolute;
    left: 16px;
    color: #94a3b8;
    font-size: 15px;
}
.app-input-field {
    width: 100%;
    height: 52px;
    border: 1.5px solid #cbd5e1;
    border-radius: 12px;
    padding: 12px 18px;
    font-size: 15px;
    color: #072238;
    transition: all 0.2s ease;
    background: #ffffff;
}
.app-input-wrap .app-input-field {
    padding-left: 46px;
}
.app-input-field:focus {
    outline: none;
    border-color: #00875a;
    box-shadow: 0 0 0 3px rgba(0, 135, 90, 0.12);
}

/* Pill selector row (Years in business) */
.pill-selector-row {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    margin-bottom: 24px;
}
.pill-option {
    padding: 10px 20px;
    border-radius: 10px;
    border: 1.5px solid #e2e8f0;
    background: #f8fafc;
    color: #072238;
    font-size: 13.5px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.2s ease;
    user-select: none;
}
.pill-option:hover {
    border-color: #94a3b8;
}
.pill-option.selected {
    background: #006b63;
    color: #ffffff;
    border-color: #006b63;
}

/* Step Navigation Footer */
.step-nav-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 35px;
    padding-top: 24px;
    border-top: 1px solid #f1f5f9;
}
.btn-nav-back {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #f1f5f9;
    color: #475569;
    font-weight: 700;
    font-size: 14.5px;
    padding: 12px 24px;
    border-radius: 50px;
    border: none;
    cursor: pointer;
    transition: all 0.2s;
}
.btn-nav-back:hover {
    background: #e2e8f0;
    color: #072238;
}
.btn-nav-continue {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #006b63;
    color: #ffffff;
    font-weight: 700;
    font-size: 14.5px;
    padding: 12px 30px;
    border-radius: 50px;
    border: none;
    cursor: pointer;
    transition: all 0.25s ease;
    box-shadow: 0 4px 14px rgba(0, 107, 99, 0.25);
}
.btn-nav-continue:hover {
    background: #00564f;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(0, 107, 99, 0.35);
}
.btn-nav-continue:disabled,
.btn-nav-continue.disabled {
    background: #cbd5e1 !important;
    color: #94a3b8 !important;
    cursor: not-allowed !important;
    pointer-events: none !important;
    box-shadow: none !important;
    transform: none !important;
    opacity: 0.8 !important;
}
.app-input-field.input-error {
    border-color: #ef4444 !important;
    box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.15) !important;
}

/* Right Summary Sidebar */
.app-summary-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    padding: 30px 26px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.03);
    margin-bottom: 24px;
}
.summary-card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
    padding-bottom: 14px;
    border-bottom: 1px solid #f1f5f9;
}
.summary-card-title {
    font-size: 13.5px;
    font-weight: 800;
    color: #072238;
    letter-spacing: 0.6px;
    text-transform: uppercase;
    margin: 0;
}
.summary-badge-pill {
    background: #ecfdf5;
    color: #059669;
    font-size: 11px;
    font-weight: 800;
    padding: 3px 10px;
    border-radius: 50px;
    border: 1px solid #a7f3d0;
}
.summary-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 14px;
    font-size: 13.5px;
}
.summary-row span.label {
    color: #64748b;
    font-weight: 500;
}
.summary-row span.val {
    color: #072238;
    font-weight: 700;
    text-align: right;
}
.summary-row span.val-highlight {
    color: #00875a;
    font-weight: 800;
}
.summary-row span.val-free {
    color: #00875a;
    font-weight: 800;
}

.summary-bullets {
    margin-top: 22px;
    padding-top: 18px;
    border-top: 1px solid #f1f5f9;
    list-style: none;
    padding-left: 0;
    margin-bottom: 0;
}
.summary-bullets li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 12.5px;
    color: #475569;
    margin-bottom: 10px;
    font-weight: 500;
}
.summary-bullets li i {
    color: #00875a;
    font-size: 14px;
}
.summary-bullets li:last-child {
    margin-bottom: 0;
}

/* Sidebar Review Card */
.app-review-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    padding: 24px 22px;
    box-shadow: 0 4px 18px rgba(0, 0, 0, 0.03);
}
.review-stars {
    color: #f59e0b;
    font-size: 13px;
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    gap: 4px;
}
.review-stars span {
    color: #475569;
    font-weight: 700;
    font-size: 12px;
    margin-left: 4px;
}
.review-quote {
    font-size: 13px;
    color: #334155;
    line-height: 1.6;
    font-style: italic;
    margin-bottom: 16px;
}
.review-author h6 {
    font-size: 14px;
    font-weight: 800;
    color: #072238;
    margin: 0 0 2px 0;
}
.review-author p {
    font-size: 11.5px;
    color: #64748b;
    margin: 0;
}

/* Step 5 & Step 7 Additions */
.options-1col-stack {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 24px;
}
.final-review-teal-box {
    background: #01433e;
    border-radius: 16px;
    padding: 26px 28px;
    color: #ffffff;
    margin-bottom: 24px;
}
.review-teal-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
    padding-bottom: 16px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.review-teal-top .top-label {
    font-size: 14.5px;
    color: #e2e8f0;
    font-weight: 500;
}
.review-teal-top .top-val {
    font-size: 24px;
    font-weight: 800;
    color: #ffffff;
    font-family: 'Poppins', sans-serif;
}
.review-teal-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px 24px;
    margin-bottom: 20px;
    padding-bottom: 16px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
@media (max-width: 575px) {
    .review-teal-grid {
        grid-template-columns: 1fr;
    }
}
.review-teal-item .label {
    font-size: 12px;
    color: #6ee7b7;
    margin-bottom: 3px;
    display: block;
    font-weight: 500;
}
.review-teal-item .val {
    font-size: 15px;
    color: #ffffff;
    font-weight: 700;
    word-break: break-all;
}
.review-teal-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 13px;
    color: #34d399;
    font-weight: 600;
    flex-wrap: wrap;
    gap: 8px;
}
.btn-submit-application {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: #00875a;
    color: #ffffff;
    font-weight: 700;
    font-size: 15px;
    padding: 13px 32px;
    border-radius: 50px;
    border: none;
    cursor: pointer;
    transition: all 0.25s ease;
    box-shadow: 0 4px 16px rgba(0, 135, 90, 0.3);
}
.btn-submit-application:hover {
    background: #00704a;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(0, 135, 90, 0.4);
}


/* ===================================================
   29-REGION COUNTRY & LANGUAGE SELECTOR & SUPPORT MODAL
   =================================================== */

.header-top-right-group {
    display: inline-flex;
    align-items: center;
    justify-content: flex-end;
    gap: 14px;
    position: relative;
    float: right;
    height: 34px;
}

.header-support-wrapper {
    position: relative;
}

.header-support-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: transparent;
    color: #ffffff;
    font-size: 13px;
    font-weight: 600;
    cursor: pointer;
    padding: 6px 10px;
    border-radius: 20px;
    transition: all 0.2s ease;
}

.header-support-btn:hover,
.header-support-btn.active {
    background: rgba(255, 255, 255, 0.15);
    color: #ffffff;
}

.support-dropdown-menu {
    position: absolute;
    top: calc(100% + 10px);
    right: 0;
    width: 270px;
    background: #ffffff;
    border-radius: 14px;
    box-shadow: 0 12px 35px rgba(0, 0, 0, 0.16);
    border: 1px solid rgba(0, 0, 0, 0.08);
    padding: 16px;
    z-index: 999999;
    display: none;
    text-align: left;
}

.support-dropdown-menu.show {
    display: block;
    animation: cldFadeIn 0.2s ease-out;
}

.support-menu-title {
    font-size: 11px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: #006b63;
    margin-bottom: 12px;
}

.support-menu-item {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 12px;
    text-decoration: none;
    color: #334155;
    font-size: 12.5px;
}

.support-menu-item:hover {
    color: #006b63;
}

.support-menu-item i {
    color: #006b63;
    margin-top: 3px;
    font-size: 14px;
    width: 16px;
}

.header-lang-wrapper {
    position: relative;
}

.header-lang-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #ffffff;
    border: 1px solid #cbd5e1;
    border-radius: 30px;
    padding: 5px 14px;
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.08);
    transition: all 0.2s ease;
    user-select: none;
}

.header-lang-btn:hover,
.header-lang-btn.active {
    border-color: #006b63;
    box-shadow: 0 3px 10px rgba(0, 107, 99, 0.18);
}

.country-flag-icon {
    width: 20px;
    height: 14px;
    border-radius: 3px;
    object-fit: cover;
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.2);
    display: block;
}

#currentLangLabel {
    font-size: 13px;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: 0.3px;
}

#currentLangChevron {
    font-size: 12px;
    color: #64748b;
    transition: transform 0.25s ease;
}

.header-lang-btn.active #currentLangChevron {
    transform: rotate(180deg);
}

.country-lang-dropdown {
    position: absolute;
    top: calc(100% + 10px);
    right: 0;
    width: 330px;
    background: #ffffff;
    border-radius: 16px;
    box-shadow: 0 14px 40px rgba(0, 0, 0, 0.18);
    border: 1px solid rgba(0, 0, 0, 0.08);
    padding: 16px 14px 12px 14px;
    z-index: 999999;
    display: none;
    text-align: left;
}

.country-lang-dropdown.show {
    display: block;
    animation: cldFadeIn 0.2s ease-out;
}

@keyframes cldFadeIn {
    from {
        opacity: 0;
        transform: translateY(-8px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.country-lang-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 4px 10px 4px;
    border-bottom: 1px solid #f1f5f9;
}

.cld-title {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    font-size: 11.5px;
    font-weight: 800;
    color: #475569;
    letter-spacing: 0.6px;
    text-transform: uppercase;
}

.cld-globe-icon {
    color: #006b63;
}

.cld-regions-badge {
    font-size: 11.5px;
    font-weight: 600;
    color: #94a3b8;
}

.cld-search-wrapper {
    position: relative;
    margin: 12px 0 10px 0;
}

.cld-search-icon {
    position: absolute;
    left: 12px;
    top: 50%;
    transform: translateY(-50%);
    color: #94a3b8;
    pointer-events: none;
}

#cldSearchInput {
    width: 100%;
    height: 38px;
    border-radius: 20px;
    border: 1px solid #d1d5db;
    background: #ffffff;
    padding: 0 14px 0 36px;
    font-size: 13px;
    color: #1e293b;
    outline: none;
    transition: all 0.2s ease;
    box-sizing: border-box;
}

#cldSearchInput:focus {
    border-color: #006b63;
    box-shadow: 0 0 0 3px rgba(0, 107, 99, 0.12);
}

.cld-list {
    max-height: 340px;
    overflow-y: auto;
    padding-right: 4px;
}

.cld-list::-webkit-scrollbar {
    width: 5px;
}

.cld-list::-webkit-scrollbar-track {
    background: #f8fafc;
    border-radius: 10px;
}

.cld-list::-webkit-scrollbar-thumb {
    background: #cbd5e1;
    border-radius: 10px;
}

.cld-item {
    display: flex;
    align-items: center;
    padding: 9px 12px;
    border-radius: 10px;
    margin-bottom: 3px;
    cursor: pointer;
    transition: background 0.15s ease, color 0.15s ease;
    text-decoration: none;
    color: inherit;
}

.cld-item:hover {
    background: #f1f5f9;
}

.cld-item.active {
    background: #006b63 !important;
}

.cld-flag-img {
    width: 26px;
    height: 18px;
    border-radius: 3px;
    object-fit: cover;
    margin-right: 12px;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.15);
    flex-shrink: 0;
}

.cld-item-text {
    flex-grow: 1;
}

.cld-item-name {
    font-size: 13.5px;
    font-weight: 700;
    color: #0f172a;
    line-height: 1.25;
}

.cld-item.active .cld-item-name {
    color: #ffffff !important;
}

.cld-item-sub {
    font-size: 11.5px;
    color: #64748b;
    font-weight: 500;
    margin-top: 1px;
}

.cld-item.active .cld-item-sub {
    color: rgba(255, 255, 255, 0.85) !important;
}

.cld-check-icon {
    color: #ffffff;
    margin-left: 8px;
    display: flex;
    align-items: center;
    flex-shrink: 0;
}

/* Hide Google Translate Default Top Bar */
body {
    top: 0 !important;
    position: static !important;
}
.goog-te-banner-frame {
    display: none !important;
}
.skiptranslate {
    display: none !important;
}
#goog-gt-tt {
    display: none !important;
}

/* Service Area Interactive Cards */
.service-feature-item {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 30px 28px;
    height: 100%;
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
}
.service-feature-item:hover {
    border-color: #006b63;
    box-shadow: 0 12px 28px rgba(0, 107, 99, 0.12);
    transform: translateY(-4px);
}
.service-icon-circle {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: rgba(0, 107, 99, 0.08);
    border: 1px solid rgba(0, 107, 99, 0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-bottom: 20px;
    transition: all 0.3s ease;
}
.service-feature-item:hover .service-icon-circle {
    background: #006b63;
    border-color: #006b63;
}
.service-icon-circle svg {
    stroke: #006b63;
    transition: stroke 0.3s ease;
}
.service-feature-item:hover .service-icon-circle svg {
    stroke: #ffffff;
}
.service-feature-title {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 12px;
    line-height: 1.3;
}
.service-feature-title a {
    color: #006b63;
    text-decoration: none;
    transition: color 0.2s ease;
}
.service-feature-title a:hover {
    color: #004d47;
}
.service-feature-desc {
    color: #475569;
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: 20px;
    flex-grow: 1;
}
.service-card-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: #006b63;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    text-decoration: none;
    transition: all 0.2s ease;
}
.service-card-btn:hover {
    color: #004d47;
    gap: 12px;
}



/* Footer Widget Title Line-Height Fix */
.single-footer-widget > h3 {
    line-height: 1.4 !important;
    letter-spacing: 0.5px;
    margin-bottom: 25px;
}
/* ========================================================
   TERKUYT INVESTMENT - Virtual Cards First-Visit Modal
   Pixel-perfect match with modern fintech promotional popup
   ======================================================== */

.terkuyt-modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background-color: rgba(15, 23, 42, 0.72);
    -webkit-backdrop-filter: blur(6px);
    backdrop-filter: blur(6px);
    z-index: 9999999;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 16px;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.3s ease;
    box-sizing: border-box;
}

.terkuyt-modal-overlay.terkuyt-modal-show {
    opacity: 1;
    visibility: visible;
}

.terkuyt-modal-container {
    width: 100%;
    max-width: 530px;
    position: relative;
    transform: scale(0.92) translateY(16px);
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    box-sizing: border-box;
}

.terkuyt-modal-overlay.terkuyt-modal-show .terkuyt-modal-container {
    transform: scale(1) translateY(0);
}

.terkuyt-modal-card {
    background: #ffffff;
    border-radius: 22px;
    overflow: hidden;
    box-shadow: 0 25px 60px -15px rgba(0, 0, 0, 0.45), 0 0 0 1px rgba(255, 255, 255, 0.08);
    position: relative;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
    color: #1e293b;
    text-align: left;
    box-sizing: border-box;
}

/* Header with Banner */
.terkuyt-modal-header {
    position: relative;
    width: 100%;
    background-color: #1a1a1e;
    overflow: hidden;
    line-height: 0;
}

.terkuyt-modal-banner-img {
    width: 100%;
    height: auto;
    display: block;
    user-select: none;
    -webkit-user-drag: none;
    pointer-events: none;
}

/* Close Button (top-right circular button) */
.terkuyt-modal-close {
    position: absolute;
    top: 14px;
    right: 14px;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(0, 0, 0, 0.7);
    border: 1px solid rgba(255, 255, 255, 0.2);
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    padding: 0;
    margin: 0;
    transition: background 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
    z-index: 10;
    outline: none;
}

.terkuyt-modal-close:hover {
    background: rgba(0, 0, 0, 0.95);
    transform: scale(1.08);
    color: #ffffff;
}

.terkuyt-modal-close svg {
    display: block;
    stroke: #ffffff;
}

/* Modal Body Content */
.terkuyt-modal-body {
    padding: 24px 28px 18px 28px;
    background: #ffffff;
    box-sizing: border-box;
}

/* Subtitle text */
.terkuyt-modal-intro {
    font-size: 15px;
    font-weight: 500;
    color: #475569;
    line-height: 1.5;
    margin: 0 0 20px 0;
    letter-spacing: -0.1px;
}

/* Feature bullets */
.terkuyt-modal-features {
    list-style: none;
    padding: 0;
    margin: 0 0 24px 0;
    display: flex;
    flex-direction: column;
    gap: 13px;
}

.terkuyt-feature-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin: 0;
    padding: 0;
}

.terkuyt-feature-icon {
    flex-shrink: 0;
    width: 20px;
    height: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 1px;
}

.terkuyt-feature-icon svg {
    display: block;
}

.terkuyt-feature-text {
    font-size: 14px;
    font-weight: 500;
    color: #1e293b;
    line-height: 1.45;
}

/* Action Buttons */
.terkuyt-modal-actions {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 18px;
}

.terkuyt-btn-primary {
    background-color: #16a34a;
    color: #ffffff !important;
    font-size: 15px;
    font-weight: 700;
    letter-spacing: 0.2px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    text-decoration: none !important;
    transition: background-color 0.2s ease, transform 0.15s ease, box-shadow 0.2s ease;
    box-shadow: 0 4px 12px rgba(22, 163, 74, 0.28);
    cursor: pointer;
    border: none;
    box-sizing: border-box;
}

.terkuyt-btn-primary:hover {
    background-color: #15803d;
    transform: translateY(-1px);
    box-shadow: 0 6px 16px rgba(22, 163, 74, 0.38);
    color: #ffffff !important;
}

.terkuyt-btn-primary svg {
    display: block;
    stroke: #ffffff;
    transition: transform 0.2s ease;
}

.terkuyt-btn-primary:hover svg {
    transform: translateX(3px);
}

.terkuyt-btn-secondary {
    background-color: #141416;
    color: #ffffff !important;
    font-size: 15px;
    font-weight: 700;
    letter-spacing: 0.2px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none !important;
    transition: background-color 0.2s ease, transform 0.15s ease, box-shadow 0.2s ease;
    cursor: pointer;
    border: none;
    box-sizing: border-box;
}

.terkuyt-btn-secondary:hover {
    background-color: #27272a;
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
    color: #ffffff !important;
}

/* Subtle separator divider */
.terkuyt-modal-divider {
    height: 1px;
    background-color: #f1f5f9;
    margin: 0 0 14px 0;
    width: 100%;
}

/* Bottom Footer */
.terkuyt-modal-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.terkuyt-checkbox-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
    user-select: none;
    margin: 0;
    padding: 0;
}

.terkuyt-checkbox-input {
    width: 16px;
    height: 16px;
    margin: 0;
    cursor: pointer;
    accent-color: #16a34a;
    border: 1.5px solid #cbd5e1;
    border-radius: 4px;
}

.terkuyt-checkbox-text {
    font-size: 13px;
    font-weight: 500;
    color: #64748b;
    line-height: 1;
}

.terkuyt-dismiss-btn {
    background: none;
    border: none;
    padding: 4px 0;
    margin: 0;
    font-size: 13px;
    font-weight: 600;
    color: #475569;
    cursor: pointer;
    transition: color 0.2s ease;
    font-family: inherit;
    outline: none;
}

.terkuyt-dismiss-btn:hover {
    color: #0f172a;
    text-decoration: underline;
}

/* Responsive adjustments */
@media (max-width: 576px) {
    .terkuyt-modal-container {
        max-width: 100%;
    }
    .terkuyt-modal-card {
        border-radius: 18px;
    }
    .terkuyt-modal-body {
        padding: 18px 20px 16px 20px;
    }
    .terkuyt-modal-intro {
        font-size: 14px;
        margin-bottom: 16px;
    }
    .terkuyt-feature-text {
        font-size: 13px;
    }
    .terkuyt-btn-primary,
    .terkuyt-btn-secondary {
        height: 44px;
        font-size: 14px;
    }
}